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Benefits arising from an insured event
Insured events refers to:
- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Loss or damage to your home contents including the cost of removing debris.
Note: No sublimit for furniture, domestic appliances and home audio visual equipment.
A sublimit of S$1,000 applies to all other home contents.
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Cover the cost of repairing any home renovations damaged by unforeseen events.
S$
Cover the cost of repairing or reconstructing any part of your building damaged by unforeseen events.
| Alternative accommodation expenses and the cost of storing home contents for you and your family because you cannot continue living in your home | Up to S$15,000 (maximum payout) |
| Covers any incidental expenses arising directly from the loss of use of your home, conservancy charges and the cost to replenish firefighting appliances kept in your home. | Up to S$5,000 (maximum payout) |
Expenses arising out of unexpected situations
| Loss or damage to your home contents while they are temporarily stored within a residential building | up to S$500 per item, max S$5,000 |
| Accidental damage to fixed mirrors and glass in your home | up to S$1,000 |
| Covers you and your family who may be legally liable for the harm or damage you accidentally cause | up to S$500,000 |
| If you have signed up as a landlord, you will be protected against the loss of rent if your tenant defaults on payment for any reason, if your tenants are unable to continue living in your home due to an insured event or if your home remains untenanted following a murder or suicide | up to S$3,000 per month, max 3 months, excluding first 2 consecutive months following the event |
| If you have signed up as a landlord, we will cover the legal costs for tenancy dispute | up to S$3,000 |
| Home assistance services such as electrical, plumbing, locksmithing and air-conditioning | up to S$100 per event for up to 4 times per 12 month period |