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MHC banner - DPI

Why choose FWD DIRECT Term Life insurance?

Receive up to S$400,000 coverage via hassle-free application online .

Tailored coverage, get just what you need

Choose to renew your policy every five years or be covered with a fixed premium of either 20 years or up to age 65.

Buy online with no medical examination

Get up to S$400,000 coverage without the need for a medical examination if you are in the pink of health.
FWD insurance provides comprehensive coverage

Comprehensive coverage to get you started

Meet your protection needs with coverage for death, terminal illness and total and permanent disability.
Check your price

Product highlights

Flexibility to enhance your coverage

Get additional protection with the Critical Illness rider

Guaranteed renewal to secure your future

Have the flexibility to extend your coverage for another five years, regardless of your health, up to age 80.

Exclusive FWD HealthFirst Programme

Enjoy free teleconsultation services and get access to over 600 MHC GP, dental and specialist clinics at preferred rates with FWD HealthFirst.* Plus, your loved ones can also enjoy these benefits. Learn more aboout FWD HealthFirst.

Optional benefits for you

Critical Illness Benefit

Receive lump sum payout upon diagnosis of any covered critical illness.

From the people who matter most

Based on reviews
Customers rate FWD 'Excellent' on TrustpilotCustomers rate FWD 'Excellent' on Trustpilot

From the people who matter most

Based on reviews
Lady making an insurance claim easily using mobile app

Claims made easy

We keep things simple when the going gets tough.

Step 1

Download the FWD SG App

Step 2

Submit your claims within minutes with the FWD SG App

Step 3

Our dedicated claims assessor will get in touch with you to support you every step of the way
Important notes

* Terms and conditions apply. FWD HealthFirst is an additional benefit provided by FWD and is not a product benefit in the Policy Contract. FWD reserves the right to update the terms of FWD HealthFirst at any time.

Premiums are rounded up to the nearest dollar.

This page is for general information only and all information presented is for illustrative purposes. Please refer to the detailed terms and conditions of this plan in the policy contract.

Buying life insurance policy is a long term commitment. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the policy. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the policy is suitable for your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Switching from an existing policy to a new one may have potential disadvantages.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.