Celebrate our 6th birthday and win over S$100,000 worth of prizes over 6 weeks

  • For 6 weeks, stand a chance to win amazing prizes daily when you make any FWD insurance purchase online
  • Stand a chance to win an iPhone 14 Pro 128GB from 26 September to 2 October 2022
  • Plus, participate in the grand draw on 25 October – S$6,000 cash each for 6 winners
  • Get 100x chances for both draws when you sign up for eligible life insurance online

Find out more here.

T&Cs apply.

insurance that helps you live life to its fullest

We are now offering a complimentary $5,000 lump sum benefit covering you for any adverse side effects of the COVID-19 vaccine. All customers purchasing a FWD DIRECT-term life policy between 01 April 2021 and 31 December 2022 are eligible for this cover. If you already own a FWD DIRECT-term life insurance policy, you are covered too. For detailed T&Cs, click here

Greatest savings

Because we don’t pay commission to agents, up to S$400,000 of DIRECT-term life insurance cover can cost less than S$1 per day.

Peace of mind

Your family’s financial future is protected, even if you become Totally and Permanently Disabled (‘TPD’) and unable to work, are diagnosed with one of thirty critical illnesses (optional), are terminally ill, or unexpectedly pass away.

Flexible coverage

Choose the coverage period of your DIRECT-term life insurance that works best for you – five years (which you can extend), twenty years, or until you are 65 years old.


The five-year coverage option allows you to automatically roll-over for another five years – regardless of your health – until you’re 80 years old.

Easier on your budget

The cost doesn’t increase each year just because your age does – making it even easier to balance your budget.

Purchase directly online

Choose your life insurance plan coverage and buy it online, you can even use your mobile – without going through a middleman.

FWD Care Recovery Plan

FWD Care Recovery Plan is our complimentary support program that goes beyond paying a claim during your moments of need. Between 01/07/2021 to 31/12/2022, if your eligible claim is approved, the FWD Care Recovery Plan will be made available to you. To know more, download our brochure here.

*Information is correct as of 28 August 2019

on top of it all, you can add

If you are diagnosed by a Medical Practitioner with any of the severe critical illnesses   then the critical illness benefit will be payable. This will assist you to seek medical treatment as advised by your doctor without causing a financial dent in your savings and maintain your lifestyle in the event of a serious medical condition.

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same costs.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.

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