Celebrate our 6th birthday and win over S$100,000 worth of prizes over 6 weeks

  • For 6 weeks, stand a chance to win amazing prizes daily when you make any FWD insurance purchase online
  • Stand a chance to win an iPhone 14 Pro 128GB from 26 September to 2 October 2022
  • Plus, participate in the grand draw on 25 October – S$6,000 cash each for 6 winners
  • Get 100x chances for both draws when you sign up for eligible life insurance online

Find out more here.

T&Cs apply.

Our Term Life Plus Insurance Coverage at a glance

Up to S$3 million coverage
Million dollar term life cover from as low as S$1/day1
Fixed or renewable terms

Apply up to S$3 million term life coverage online in just minutes

  • Apply for FWD Term Life Plus insurance online with up to S$3 million coverage,
    the highest coverage* offered online by any insurer. Keep your loved ones protected in just minutes, so that you can focus on what matters most.

choose the term life insurance
that suits your needs

We are now offering a complimentary S$5,000 lump sum benefits covering you for any adverse side effects of the COVID-19 vaccine. All customers purchasing a Term Life Plus insurance policy between 01 April 2021 to 31 December 2022 are eligible for this cover. If you already own a Term Life Plus insurance policy, you are covered too. For detailed T&C, click here




What FWD Term Life Plus covers
Up to S$3 million in Term Life coverage
With Term Life Plus you can buy up to $$3 million coverage to bridge your life protection gap.
No medical examination
With Term Life insurance, you can buy up to S$1.5 million of coverage without the need for a medical check-up if you are in the pink of health.
Big coverage at an affordable price
Get a million dollar term life cover from as low as $1 a day and the freedom to pace your premiums with your income. (for a 28 year old non-smoking male)
Enhance your cover
Beef up your coverage with optional benefits to protect yourself if you are diagnosed with a critical illness or become unable to work due to a total and permanent disability.
Spouse coverage
In the event of your death, your spouse is eligible for term life cover of up to S$250,000 for 1 year.
FWD Care Recovery Plan
FWD Care Recovery Plan is our complimentary support program that goes beyond paying a claim during your moments of need. Between 01/07/2021 to 31/12/2022, if your eligible claim is approved, the FWD Care Recovery Plan will be made available to you. To know more, download our brochure here.
Be covered even as you age
Guaranteed renewals over your policy period.
fixed over your policy period
up to age
100 years
Uninterrupted coverage - waiver of premium
If you purchase the optional premium waiver benefit, you can enjoy life insurance coverage without paying subsequent premiums in the event you are unable to work due to a total and permanent disability or critical illness.
waiver of premium
waiver of premium
not available
Plan with certainty
For fixed term, your premium remains the same over the policy period you choose. For renewable term, your premium changes every year allowing you to start with lower premium.
fixed premium for 5 year and longer term
premium starts low and increases yearly

enhance your life insurance coverage at
a fraction of your premium

Over 70% of our customers choose additional protection for critical illness or total and permanent disability with their term life cover. In event of these, you also get your subsequent premiums waived if you choose to get our premium waiver benefit.

common life insurance questions

Do I need to pay for medical check up?

No, if we require you to go for medical check up, you will not need to pay as we will bear the fees of the medical check-up that we request, unless otherwise stated.

Am I eligible for buying this policy?

You can buy this policy if:

  • Your age is between 18 to 60
  • You are currently residing in Singapore
  • You have a valid NRIC/FIN

Will I still be covered under FWD Term Life Plus insurance when I move to a different country?

Yes, you will be covered as long as you continue paying your premiums.

learn more about life insurance

Know more and make better choices - find useful tips and ideas on our blog!

Direct Term Life insurance

Looking for an alternative plan? Opt for a reduced cover of up to S$400,000.

Did not find what you were looking for?

Our financial advisory partners can guide you to understand your protection needs and recommend a customised life protection insurance plan.

here’s what customers are saying about us


*The competitor comparison was correct as of 29 June 2022

1For a 28 year old non-smoking male.

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

Buying life insurance policy is a long term commitment. You may wish to seek advice from a financial adviser before making a commitment to purchase the policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the policy is suitable for your needs. Switching from an existing policy to a new one may have potential disadvantages.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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