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term life plus insurance
Get up to S$1.5 million of life insurance coverage without medical examination*
Our Term Life Plus Insurance Coverage at a glance
No medical examination required* 
Million dollar term life cover from as low as S$1/day 
Fixed or renewable terms 
you to find out what we have for you
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find out morelive life to the fullest
regardless of which stage you’re at
- Whether you’re starting your first job, building a family, or pursuing your life goals, FWD Term Life Plus gives you the confidence to do so by offering a million-dollar life insurance cover from as low as S$1 a day.
- Watch this video to find out more
choose the term life insurance
that suits your needs
We are now offering a complimentary S$5,000 lump sum benefits covering you for any adverse side effects of the COVID-19 vaccine. All customers purchasing a Term Life Plus insurance policy between 01 April 2021 to 31 December 2022 are eligible for this cover. If you already own a Term Life Plus insurance policy, you are covered too. For detailed T&C, click here
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Term
Renewable
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Get a million dollar term life cover from as low as $1 a day and the freedom to pace your premiums with your income. (for a 28 year old non-smoking male)
Beef up your coverage with optional benefits to protect yourself if you are diagnosed with a critical illness or become unable to work due to a total and permanent disability.
FWD Care Recovery Plan is our complimentary support program that goes beyond paying a claim during your moments of need. Between 01/07/2021 to 30/06/2022, if your eligible claim is approved, the FWD Care Recovery Plan will be made available to you. To know more, download our brochure here.
Guaranteed renewals over your policy period.
100 years
If you purchase the optional premium waiver benefit, you can enjoy life insurance coverage without paying subsequent premiums in the event you are unable to work due to a total and permanent disability or critical illness.
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For fixed term, your premium remains the same over the policy period you choose. For renewable term, your premium changes every year allowing you to start with lower premium.
enhance your life insurance coverage at
a fraction of your premium
Over 70% of our customers choose additional protection for critical illness or total and permanent disability with their term life cover. In event of these, you also get your subsequent premiums waived if you choose to get our premium waiver benefit.
common life insurance questions
Do I need to pay for medical check up?
No, if we require you to go for medical checks, we will bear the cost of it.
Am I eligible for buying this policy?
You can buy this policy if:
- Your age is between 18 to 60
- You are currently residing in Singapore
- You have a valid NRIC/FIN
Will I still be covered when I move to a different country?
Yes, you will be covered as long as you continue paying your premiums.
learn more about life insurance
Direct Term Life insurance
Looking for an alternative plan? Opt for a reduced cover of up to S$400,000.
Did not find what you were looking for?
Our financial advisory partners can guide you to understand your protection needs and recommend a customised life protection insurance plan.
here’s what customers are saying about us
This page is for general information only. You can find the terms and conditions of this plan in the policy wording.*With Term Life insurance, you can buy up to S$1.5 million of coverage without the need for a medical check-up if you are in the pink of health (e.g. for a 30 year old non-smoking male)
This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
Buying life insurance policy is a long term commitment. You may wish to seek advice from a financial adviser before making a commitment to purchase the policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the policy is suitable for your needs. Switching from an existing policy to a new one may have potential disadvantages.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Info - rider add-ons It can also refer to a condition where you suffer total and irrecoverable loss of use of (1) the entire sight in both eyes; (2) any two limbs at or above the wrist or ankle; or (3) the entire sight in one eye and any one limb at or above the wrist or ankle. TPD Benefit ceases on and after your 65th birthday.
- Alzheimer's Disease / Severe Dementia
- Angioplasty & Other Invasive Treatment for Coronary Artery
- Irreversible Aplastic Anaemia
- Severe Bacterial Meningitis
- Benign Brain Tumour
- Coma
- Coronary Artery By-Pass Surgery
- Deafness (Irreversible Loss of Hearing)
- End Stage Liver Failure
- End Stage Lung Disease
- Fulminant Hepatitis
- Heart Attack of Specified Severity
- Open Chest Heart Valve Surgery
- HIV Due to Blood Transfusion and Occupationally Acquired HIV
- End Stage Kidney Failure
- Irreversible Loss of Speech
- Major Burns
- Major Cancer
- Major Head Trauma
- Major Organ / Bone Marrow Transplantation
- Motor Neurone Disease
- Multiple Sclerosis
- Muscular Dystrophy
- Paralysis (Irreversible Loss of Use of Limbs)
- Idiopathic Parkinson's Disease
- Primary Pulmonary Hypertension
- Stroke with Permanent Neurological Deficit
- Open Chest Surgery to Aorta
- Severe Encephalitis
- Progressive Scleroderma
- Persistent Vegetative State (Apallic Syndrome)
- Systemic Lupus Erythematosus with Lupus Nephritis
- Other Serious Coronary Artery Disease
- Poliomyelitis
- Loss of Independent Existence
Info - two types of Term insurance Info - no medical examination - For customers aged 50 and below, you may purchase up to S$1.5 million coverage without medical check-up if you are in the pink of health.
- For customers above age 50, the allowable limit for purchase without medical check-up is S$500,000 sum assured.
Info - big coverage A million dollar term life cover from as low as $1 a day
(for a 28 year old non-smoking male)
Info - spouse coverage In the event of your death or terminal illness, your spouse, aged 55 and below, is eligible for death and terminal illness cover of up to S$250,000 for 1 year.
Info - $1 a day Lorem ipsum dolor sit amet
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