insurance that helps you
live life to the fullest

  • Do you know that 9x your annual income is the recommended amount for life protection?


    Watch this video to learn how you can get the protection you need for critical illnesses, total permanent disability and death with FWD term insurance. Customised to what you need!

two types of term insurance to
choose from

Fixed
Term

Renewable
Term

What FWD Term Life Plus covers
Fixed
Term
Renewable
Term
No medical examination
With Term Life insurance, you can buy up to S$1.5 million of coverage without the need for a medical check-up if you are in the pink of health.
Big coverage at an affordable price
Get a million dollar term life cover from as low as $1 a day and the freedom to pace your premiums with your income. (for a 28 year old non-smoking male)
Enhance your cover
Beef up your coverage with optional benefits to protect yourself if you are diagnosed with a critical illness or become unable to work due to a total and permanent disability.
Spouse coverage
In the event of your death, your spouse is eligible for term life cover of up to S$250,000 for 1 year.
Be covered even as you age
Guaranteed renewals over your policy period.
up to age
70 years
up to age
100 years
Uninterrupted coverage - waiver of premium
If you purchase the optional premium waiver benefit, you can enjoy life insurance coverage without paying subsequent premiums in the event you are unable to work due to a total and permanent disability or critical illness.
waiver of premium
available
waiver of premium
not available
Plan with certainty
For fixed term, your premium remains the same over the policy period you choose. For renewable term, your premium changes every year allowing you to start with lower premium.
fixed premium for 5 year and longer term
premium starts low and increases yearly

enhance your cover at a fraction
of your premium

Over 70% of our customers choose additional protection for critical illness or total
and permanent disability with their term life cover. In event of these, you also get
your subsequent premiums waived if you choose to get our premium waiver benefit.


you asked, we answered

Do I need to pay for medical check up?

No, if we require you to go for medical checks, we will bear the cost of it.

Am I eligible for buying this policy?

You can buy this policy if:

  • Your age is between 18 to 60
  • You are currently residing in Singapore
  • You have a valid NRIC/FIN

Will I still be covered when I move to a different country?

Yes, you will be covered as long as you continue paying your premiums.

learn more about life insurance

Know more and make better choices - find useful tips and ideas on our blog!

Direct Term Life insurance

Looking for an alternative plan? opt for a reduced cover of up to S$400,000.

This page is for general information only. You can find the terms and conditions of this plan in the policy wording.

*With Term Life insurance, you can buy up to S$1.5 million of coverage without the need for a medical check-up if you are in the pink of health (e.g. for a 30 year old non-smoking male)

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

Buying a life insurance policy is a long-term commitment. You should consider if this policy is suitable for your needs, or you may wish to seek advice from a qualified financial adviser before making a commitment to purchase this policy. Switching from an existing policy to a new one may have potential disadvantages.

 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

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