100%* of approved ‘own damage’ Motorcycle insurance claims

Our Motorcycle insurance plan rewards you for safe riding by offering a lifetime NCD guarantee and a 2-year premium guarantee with additional 5% discount if your current NCD is 20%. You also have the option to cover any authorised rider of your motorcycle if you prefer.

Convenient payment method NEW!

You can now pay for your policy easily with PayNow, Grabpay or other convenient payment modes that we offer.

Lifetime NCD guarantee

Get rewarded for safe riding. We are the only insurer in Singapore to let you keep your 20% NCD for life.

Premium guarantee

If your current NCD is 20%, we also offer you an option of a 2-year insurance so you can lock in your premium for 2 years with an additional 5% discount.

Workshop options

Pick your preferred repair workshop or FWD’s premium workshop at the time of claim. We leave the choice to you.

Safe travel after an accident

We cover the transportation costs to anywhere in Singapore if your motorcycle is unsafe to ride after an accident.

Information is correct as of 28 August 2019
*Statistics as of 2020

you asked, we answered

For FWD Motorcycle insurance, can anyone I trust ride the motorcycle?

Anyone you trust can ride your motorcycle when you purchase the “Any Authorised Rider” optional add-on benefit.

For FWD Motorcycle insurance, am I allowed to choose my own  workshop?


When your motorcycle is damaged in an accident, you can choose to your preferred workshop for repairs and a standard excess of S$1,000 will apply. Alternatively, you can send your motorcycle to one of our FWD premium workshops and the standard excess will be reduced to S$500.

Does FWD Motorcycle insurance cover hospitalisation expenses?

Cover for hospitalisation expenses due to an accident can be purchased as an add-on to FWD Motorcycle insurance. It covers you and your passenger for up to S$2,000 in the event of an accident.


our motorcycle insurance plan covers just what you need. no more, no less

Plan Type
third party
third party, fire & theft
Benefits across all three plans
  • Automatically eligible for FWD's Lifetime NCD Guarantee at NCD 20%
  • Option to buy a 2-year policy if your current NCD is at 20%
  • Covered while riding in Singapore, West Malaysia and Southern Thailand
  • 24-hour roadside assistance in case of a breakdown
  • Unlimited legal liability cover if you accidentally hurt someone
  • Up to S$500,000 legal liability cover if you accidentally damage someone's property
  • Towing expenses cover of up to S$50 per accident
  • One-time transport cost cover, to anywhere in Singapore, up to S$50 per accident
Accidental Damage or Loss to Your Motorcycle
Market Value
Loss or damage by fire or theft
Market Value
Market Value

Extended workmanship guarantee when repairs are done at one of FWD’s premium workshops

24 months
24 months
Overseas Booster
  • Up to S$20,000 per accident for repatriation of mortal remains
  • Up to S$500 per accident to cover emergency phone charges, transportation cost and additional towing charges
Hospitalisation Expenses due to Accident
  • S$2,000 to cover you and your passenger’s hospitalisation expenses in event of an accident
Daily Transport Allowance
S$20 per day for up to 3 days
S$20 per day for up to 3 days
S$20 per day for up to 5 days
Any Authorised Rider
Young Rider Excess Waiver

on top of it all, you can add

Any authorised rider

If you trust someone to ride your motorcycle, we’ll insure them.

Hospitalisation expenses due to accident

We will cover you and your passenger for up to S$2,000 in total for any hospitalisation expenses in the event of an accident.

Waive your young rider excess

Get full protection as a young rider (below 22 years old) by reducing your young rider excess.

Daily transport allowance

Get a daily allowance to cover your transportation costs while your motorcycle is unusable due to accidental loss or damage.

Overseas booster

Get extra cover when riding in West Malaysia and Southern Thailand with emergency assistance, emergency expenses and towing benefits.

Information is correct as of 28 August 2019

learn more about motorcycle insurance

know more and make better choices - find useful tips and ideas on our blog!

here’s what customers are saying about us

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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