Reduced waiting period for COVID-19 PA claims

In light of the Novel Coronavirus (COVID-19) outbreak, customers who purchase FWD’s Personal Accident (PA) insurance from 4 March 2020 onwards can make claims related to the outbreak after a reduced waiting period of 15 days from your policy coverage start date. The usual waiting period of 90 days will still apply to all other Infectious Disease claims. As with all our products, please note that you must be in Singapore when purchasing the policy.

Protection against Coronavirus Disease (COVID-19), what is covered?

Medical expenses

Up to S$7,500 for inpatient and outpatient care in Singapore. Add a rider and get coverage of up to S$15,000 for overseas medical expenses.

Daily hospital income

Receive up to S$250 daily if you are admitted, or up to S$500 daily (up to 365 days) if you’re quarantined or admitted in ICU for 3 days or more.

Daily taxi allowance

Up to S$100 daily for 2 weeks after you’ve been hospitalised in Singapore for 5 days or more.

Emergency phone charges

We reimburse your phone charges up to S$300, if you need to make urgent calls from overseas to Singapore during an emergency.

Accidental Death

Up to S$500,000 cover for death caused by an infectious disease1.


1Refer to policy wording for more information
Information is correct as of 4th March 2020

we cover just what you need. no more, no less

100k
200k
300k
500k
1000k
Benefits across all plans
  • Unlimited Emergency medical evacuation when you are overseas
  • 24 hours medical helpline for emergency assistance
  • Emergency phone charges of S$300 when you are overseas
  • Ambulance fee of S$500 for hospital transfer due to an Accident
Accidental death and disability benefits
Accidental death
S$100,000
S$200,000
S$300,000
S$500,000
S$1,000,000
Permanent total & partial disability (per policy year)
S$100,000
S$200,000
S$300,000
S$500,000
S$1,000,000
Guardian angel benefit (per policy year)
S$100,000
S$200,000
S$300,000
S$400,000
S$500,000
Funeral grant for accidental death
S$5000
S$5000
S$5000
S$5000
S$5000
Weekly income benefit for temporary total disability (up to 104 weeks)
S$300
S$500
Medical expenses
Medical expenses for inpatient & outpatient
S$2,000
S$4,000
S$6,000
S$10,000
S$15,000
Chinese physician, acupuncturist, bonesetter and chiropractor expenses
S$500
S$600
S$700
S$1,000
S$1,500
Physiotherapy expenses
S$1,000
S$1,500
S$2,000
S$3,000
S$5,000
Daily hospital income (up to 365 days)
S$300
S$500
Lifestyle benefits
Mobility & prosthesis aids
S$500
S$1,000
S$2,000
S$3,000
S$5,000
Home modifications
S$10,000
S$15,000
S$20,000
S$30,000
S$50,000
Daily taxi allowance (up to 2 weeks)
S$20
S$30
S$40
S$60
S$100
Other covers
Personal liability
S$100,000
S$200,000
S$300,000
S$400,000
S$500,000
Ticketed Event cancellations
S$100
S$200
S$300
S$500
S$1,000
Riders
Daily hospital income (up to 365 days)
S$50
S$100
S$200
included in base cover
included in base cover
Weekly income benefit for temporary total disability (up to 104 weeks)
S$50
S$100
S$200
included in base cover
included in base cover
Damage of personal electronic devices
S$500
S$1,000
S$1,500
S$2,000
S$3,000
Additional permanent total & partial disability (per policy year)
S$50,000
S$100,000
S$150,000
S$250,000
S$500,000
Medical expenses overseas for inpatient & outpatient
S$4,000
S$8,000
S$12,000
S$20,000
S$30,000
Enhanced permanent & total disability (per policy year)
S$100,000
S$200,000
S$300,000
S$500,000
S$1,000,000

make a great plan even better. add on

Daily hospital income

Get a daily cash allowance for up to 365 days in case you get hospitalised resulting from an accident, food poisoning or an infectious disease. or any animal or insect bites.

Weekly income for temporary disability

If you are totally disabled temporarily and unable to attend work we cover you for with a weekly income benefit for up to 104 weeks.

Damage to personal electronic devices

Get paid for the replacement costs of any personal electronic devices damaged beyond repair due to an accident that results in your hospitalisation.

Additional permanent disability cover

Boost your coverage by opting for additional disability protection at a lower cost.

Medical expenses while overseas

You or your family may need medical care while overseas due to an accident, food poisoning or an infectious disease. or any animal/insect bite.

Enhanced permanent & total disability

Additional protection if you are permanently and totally disabled and unlikely ever to engage in any occupation as per your education, training or experience.

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Switching from an existing accident and/or health insurance policy to a new one may have potential disadvantages. You should seek advice from a qualified financial adviser if in doubt.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.

share this page

Facebook FWD Insurance Twitter FWD Insurance email FWD Insurance