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FWD Personal Accident insurance promotion_Desktop
FWD Personal Accident insurance promotion_Desktop

Why choose FWD Personal Accident insurance?

From the small unexpected accidents in everyday life to ongoing threat of infectious diseases like dengue, and more, our personal accident plan helps you start each day with confidence by protecting you financially against these unforeseen events and many more.

FWD insurance covers 24 infectious diseases

Covers 23 infectious diseases, including dengue

We will pay up to 50% of the benefit limit, based on your selected plan.
FWD insurance covers adventure sports at no additional cost

Get adventure sports coverage at no additional cost

Stay protected as you engage in recreational and sports activities.
FWD insurance covers death and disability

Death caused by accident or infectious diseases

Up to S$1,000,000 cover against accidental death and up to S$500,000 cover for death caused by infectious diseases like dengue¹.

Check your price


    Product highlights

    FWD insurance covers death and disability

    In times of death and disability

    Stay protected with financial relief so you and your loved ones can have one less thing off their minds during the unexpected and difficult situations.

    FWD insurance for medical expenses

    Various medical expenses

    From inpatient and outpatient medical expenses, TCM consultations or physiotherapy, you’ll get coverage for your recuperation journey.

    FWD insurance supports your lifestyle

    Support your lifestyle in any situation

    For any aids or modifications in your life or home during the tough times, we’ll be here to support you so you can recover in peace.

    Optional Enhanced Benefits

    Daily hospital income

    Get a daily cash allowance for up to 365 days in case you get hospitalised resulting from an accident, food poisoning or an infectious disease.

    Weekly income for temporary disability

    If you are totally disabled temporarily and unable to attend work we cover you with a weekly income benefit for up to 104 weeks.

    Damage to personal electronic devices

    Get paid for the replacement costs of any personal electronic devices damaged beyond repair due to an accident that results in your hospitalisation.

    Additional permanent disability cover

    Boost your coverage by opting for additional disability protection at a lower cost.

    Medical expenses while overseas

    You or your family may need medical care while overseas due to an accident, food poisoning or an infectious disease.

    Enhanced permanent & total disability

    Additional protection if you are permanently and totally disabled and unlikely ever to engage in any occupation as per your education, training or experience.

    Plan highlights

    200k limit
    300k limit
    500k limit
    Accidental death




    Permanent total & partial disability (per policy year)




    Weekly income benefit for temporary total disability (up to 104 weeks)


    Medical expenses for inpatient & outpatient




    Daily hospital income (up to 365 days)


    Frequently Asked Questions

    See all questions

    From the people who matter most

    Based on reviews

    From the people who matter most

    Based on reviews

    Claims made easy

    We keep things simple when the going gets tough.

    Step 1

    Download the FWD SG App

    Step 2


    Step 3

    Our dedicated claims assessor will get in touch with you to support you every step of the way
    Important notes

    ¹Refer to policy wording for more information.

    Information is correct as of October 2021.