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December 12.12 Sale!Enjoy up to 60% off eligible FWD insurance. Learn more

December 12.12 Sale!

Enjoy up to 60% off eligible FWD insurance. Learn more

Why choose FWD Personal Accident insurance?

From the small unexpected accidents in everyday life to ongoing threat of infectious diseases like dengue, and more, our personal accident plan helps you start each day with confidence by protecting you financially against these unforeseen events and many more.

FWD insurance covers 24 infectious diseases

Covers 23 infectious diseases, including dengue

We will pay up to 50% of the benefit limit, based on your selected plan.

FWD insurance covers adventure sports at no additional cost

Get adventure sports coverage at no additional cost

Stay protected as you engage in recreational and sports activities.

FWD insurance covers death and disability

Death caused by accident or infectious diseases

Up to S$1,000,000 cover against accidental death and up to S$500,000 cover for death caused by infectious diseases like dengue¹.

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In times of death and disability

Stay protected with financial relief so you and your loved ones can have one less thing off their minds during the unexpected and difficult situations.

Various medical expenses

From inpatient and outpatient medical expenses, TCM consultations or physiotherapy, you’ll get coverage for your recuperation journey.

Support your lifestyle in any situation

For any aids or modifications in your life or home during the tough times, we’ll be here to support you so you can recover in peace.

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Optional Enhanced Benefits

Daily hospital income

Get a daily cash allowance for up to 365 days in case you get hospitalised resulting from an accident, food poisoning or an infectious disease.

Weekly income for temporary disability

If you are totally disabled temporarily and unable to attend work we cover you with a weekly income benefit for up to 104 weeks.

Damage to personal electronic devices

Get paid for the replacement costs of any personal electronic devices damaged beyond repair due to an accident that results in your hospitalisation.

Additional permanent disability cover

Boost your coverage by opting for additional disability protection at a lower cost.

Medical expenses while overseas

You or your family may need medical care while overseas due to an accident, food poisoning or an infectious disease.

Enhanced permanent & total disability

Additional protection if you are permanently and totally disabled and unlikely ever to engage in any occupation as per your education, training or experience.