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Why choose FWD Personal Accident insurance?

From the small unexpected accidents in everyday life to ongoing threat of infectious diseases like COVID-19, dengue and more, our Personal Accident plan helps you start each day with confidence by protecting you financially against these unforeseen events and many more.

Covers 24 infectious diseases, including COVID-19 and dengue

We will pay up to 50% of the benefit limit, based on your selected plan, capped at S$150,000.

Get adventure sports coverage at no additional cost

Stay protected as you engage in recreational and sports activities.

Death caused by accident

Up to S$1,000,000 cover against accidental death.

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In times of death and disability

Stay protected with financial relief so you and your loved ones can have one less thing off their minds during the unexpected and difficult situations.

Various medical expenses

From inpatient and outpatient medical expenses, TCM consultations or physiotherapy, you’ll get coverage for your recuperation journey.

Support your lifestyle in any situation

For any aids or modifications in your life or home during the tough times, we’ll be here to support you so you can recover in peace.

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Optional Enhanced Benefits

Daily hospital income

Get a daily cash allowance for up to 365 days in case you get hospitalised resulting from an accident, food poisoning or an infectious disease.

Weekly income for temporary disability

If you are totally disabled temporarily and unable to attend work we cover you with a weekly income benefit for up to 104 weeks.

Damage to personal electronic devices

Get paid for the replacement costs of any personal electronic devices damaged beyond repair due to an accident that results in your hospitalisation.

Additional permanent disability cover

Boost your coverage by opting for additional disability protection at a lower cost.

Medical expenses while overseas

You or your family may need medical care while overseas due to an accident, food poisoning or an infectious disease.

Enhanced permanent & total disability

Additional protection if you are permanently and totally disabled and unlikely ever to engage in any occupation as per your education, training or experience.