With unlimited medical evacuation cover, comprehensive protection and coverage plus a click to claim process, we ensure your travel experience stays smooth and stress-free. So why opt for cheap insurance plans when you can get better coverage at affordable premiums with FWD?

what's special about our travel insurance?

Unlimited medical evacuation cover

If you ever need emergency medical evacuation, the last thing you’ll want to think of is how much it costs. That’s why we’ve got limitless cover for you.

Sports equipment protection

Skiing trip in Hokkaido or golfing weekend in Thailand – your sports equipment will be covered.

Haze delay coverage

You can’t predict when there’ll be haze, so why should you pay for it? With FWD, haze-related flight delays or cancellations are covered.

Click to claim

No one likes long and tedious forms. Our click to claim feature makes claiming hassle-free.

we cover just what you need. no more, no less

premium

business

first

plan highlights
premium(max limit)
business(max limit)
first(max limit)
Medical expenses incurred overseas - adult
S$200,000
S$500,000
S$1,000,000
Theft of or damage to your personal belongings Note: sub-limit of S$300 per single item for Premium plan and S$500 per single item for Business and First plan
S$3,000
S$5,000
S$7,500
Baggage delay (S$200 per every six hours of delay)
S$200
S$600
S$600
Travel delay (S$100 for every six hours of delay)
S$300
S$500
S$1,000
Liability for harm or damage you accidentally cause
S$500,000
S$750,000
S$1,000,000
Automatic travel cover extension
7 days
14 days
21 days
Worldwide emergency assistance (maximum reimbursement limit)
24-hour emergency assistance
Emergency medical evacuation
Unlimited
Unlimited
Unlimited
Emergency phone charges
S$200
S$300
S$400
Medical coverage
Medical expenses incurred overseas (maximum reimbursement limit)
Adult below 70 years of age
S$200,000
S$500,000
S$1,000,000
Adult 70 years old or older
S$40,000
S$100,000
S$200,000
Overall limit for Family Plans
S$500,000
S$1,250,000
S$2,500,000
Child younger than 21 covered under Family Plans
S$60,000
S$150,000
S$300,000
Mobility aids sub-limit
S$500
S$1,000
Medical expenses after returning to Singapore (maximum reimbursement limit)
Adult below 70 years of age
S$10,000
S$25,000
S$50,000
Adult 70 years old or older
S$2,000
S$5,000
S$10,000
Overall limit for Family Plans
S$25,000
S$62,500
S$125,000
Child younger than 21 covered under Family Plans
S$3,000
S$7,500
S$15,000
Mobility aids sub-limit
S$500
S$1,000
Chinese medicine, physiotherapist and chiropractor (maximum reimbursement limit per person)
S$50 per visit
S$300
S$500
S$500
Daily income if hospitalised (maximum benefit limit per person)
S$200 per day if hospitalised overseas
S$5,000
S$8,000
S$10,000
S$100 per day if hospitalised in Singapore Note: daily income amount doubled if hospitalised in intensive care or in quarantine
S$1,000
S$1,200
S$1,500
Emergency family travel (maximum reimbursement limit per person)
Flying a loved one to your side if you are hospitalised
S$5,000
S$7,500
S$10,000
Flying your child home if you are hospitalised or dead
S$5,000
S$7,500
S$10,000
Flying a loved one to repatriate your remains if you die
S$5,000
S$7,500
S$10,000
Travel disruption (maximum reimbursement limit per person)
Trip cancelled before you leave Singapore
S$7,500
S$10,000
S$15,000
Trip cancelled before you leave Singapore for Family Plans
S$18,750
S$25,000
S$37,500
Trip postponed before you leave Singapore
S$500
S$1,000
S$1,500
Trip cut short after you have left Singapore
S$7,500
S$10,000
S$15,000
Trip cut short after you have left Singapore for Family Plans
S$18,750
S$25,000
S$37,500
Automatic travel cover extension
7 days
14 days
21 days
Travel inconveniences (maximum benefit limit per person)
Baggage delay (S$200 for every six hours of delay)
S$200
S$600
S$1,000
Travel delay (S$100 for every six hours of delay)
S$300
S$500
S$1,000
Missed connections (S$100 for every six hours you are stranded)
S$300
S$500
S$500
Travel diversion (S$100 for every six hours you are diverted overseas)
S$500
S$1,000
S$1,500
Other benefits (maximum reimbursement limit per person)
Liability for harm or damage you accidentally cause
S$500,000
S$750,000
S$1,000,000
Payment of rental car excess if you have an accident
S$500
S$1,000
Insolvency protection
S$1,000
S$3,000
S$5,000
Loss of passport, travel documents & theft of money Note: sub-limit for theft of money is S$300
S$300
S$600
S$1,000
Fraudulent personal credit card usage
S$300
S$600
S$1,000
Theft of or damage to your personal belongings (maximum reimbursement limit per person)
Overall limit for individual plans
S$3,000
S$5,000
S$7,500
Sub-limit for 1 laptop/tablet
S$1,000
S$1,000
S$1,000
Sub-limit for all other items
S$300
S$500
S$500
Overall limit for Family Plans
S$7,500
S$12,500
S$18,750
Accidental death and permanent disability coverage (benefit limit per person)
Payment for surviving children if both parents die or are permanently disabled overseas due to an accident
S$100,000
S$200,000
S$300,000
Death or permanent disability caused by accident that occurred whilst overseas (benefit limit per person)
Adult below 70 years of age
S$200,000
S$300,000
S$400,000
Adult 70 years old or older
S$40,000
S$60,000
S$80,000
Overall limit for Family Plans Note: the benefit amount varies by the severity of the disability suffered
S$500,000
S$750,000
S$1,000,000
Child younger than 21 covered under Family Plans
S$60,000
S$90,000
S$120,000

you asked, we answered

Do you cover claims due to terrorism?

Yes. If your trip is cancelled or you suffer any injuries due to an act of terrorism, you will be covered subject to policy terms and conditions.

Is the ‘couple’ plan only for married couples?

No. The couple plan can cover any two adults, irrespective of their relation or gender.

How do you define a ‘child’ for the family plan?

A child refers to anyone up to 21 years old at the coverage start date, or up to 25 years old if studying full-time at a recognised institution.

on top of it all, you can add

Sports equipment protector

Up to S$2,000 insurance for your sports equipment* being damaged or stolen, including up to S$100 per day rental replacements.
*covers golf clubs, diving gear, skis (boards and poles), snowboards, wakeboards, bicycling and fishing tackle equipment.

Pet care

Get S$50 for every six hours that your return home is delayed to cover additional kennel costs up to S$150.

Home contents cover

Get your home contents protected from fire and theft for up to S$6000 while you’re away.

Car rental excess

Get your car rental excess covered if you have an accident overseas.

Download policy wording:

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