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      DISCLAIMER AND RISK WARNING


  • All the information relating to funds on this webpage is provided by Morningstar Asia Limited (the “Data Provider”) to FWD Singapore Pte. Ltd. (the “Insurer”). The information provided by the Data Provider has not been independently verified by the Insurer. For technical and/or operational reasons, the information provided on this website may be different from those supplied by the respective fund house(s).
  • The Insurer and the Data Provider do not guarantee the accuracy, adequacy, reliability and completeness of the information provided by the Data Provider, or that the information is up to date. The information in this website is subject to change and has not been reviewed by any regulatory authorities of Singapore.
  • The Insurer accepts no liability (whether in tort, contract or otherwise) whatsoever for the use and/or reliance upon the information on this website. Losses of any kind, whether directly or indirectly (including consequential losses) incurred through the use of this website or the information herein are expressly disclaimed.
  • The information contained in this website is for reference only and shall not constitute a recommendation or offer to purchase any products or subscribe for or sell units in any funds. The information is not intended to provide any form of professional or financial advice. They do not take into account your individual needs, investment objectives and specific financial circumstances. You should consult your financial consultant and study all relevant offering documents, financial reports and risk disclosure statements relating to the funds available from the Insurer or the fund houses before making any investment decisions. You should not rely solely on the contents of this website to make any investment decisions. An investment in any ILP sub-fund offered by the Insurer is not a direct investment in the underlying fund of such ILP sub-fund. Accordingly, you will have no direct interest in the underlying fund nor have any contractual relationship with or direct rights of recourse to the manager (and its affiliates) of the underlying fund.
  • The fund statistics (including performance) and fund documents (with the exception of the Product Highlights Sheet, Fund Summary, and any document specific to the ILP sub-funds prepared by the Insurer) are published by the managers of the Underlying Funds and contain information on these Underlying Funds.
  • Investment in funds involves risks. Unit value of funds may rise and fall and you may not get back the principal sum invested. Any past performance of the funds is not indicative of their future performance. When investing in funds denominated in foreign currencies, please be aware that there may be fluctuations in exchange rates and this may cause a loss of the principal sum invested.
  • Third party websites provided by way of hyperlink on this website are owned and maintained by third parties not under the control of the Insurer. The Insurer makes no representations or warranties and does not assume any responsibility or liability in respect of the third party website you access. Your access and use of the third party website is at your own risk.
    
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DISCLAIMER AND RISK WARNING
  • All the information relating to funds on this webpage is provided by Morningstar Asia Limited (the “Data Provider”) to FWD Singapore Pte. Ltd. (the “Insurer”). The information provided by the Data Provider has not been independently verified by the Insurer. For technical and/or operational reasons, the information provided on this website may be different from those supplied by the respective fund house(s).
  • The Insurer and the Data Provider do not guarantee the accuracy, adequacy, reliability and completeness of the information provided by the Data Provider, or that the information is up to date. The information in this website is subject to change and has not been reviewed by any regulatory authorities of Singapore.
  • The Insurer accepts no liability (whether in tort, contract or otherwise) whatsoever for the use and/or reliance upon the information on this website. Losses of any kind, whether directly or indirectly (including consequential losses) incurred through the use of this website or the information herein are expressly disclaimed.
  • The information contained in this website is for reference only and shall not constitute a recommendation or offer to purchase any products or subscribe for or sell units in any funds. The information is not intended to provide any form of professional or financial advice. They do not take into account your individual needs, investment objectives and specific financial circumstances. You should consult your financial consultant and study all relevant offering documents, financial reports and risk disclosure statements relating to the funds available from the Insurer or the fund houses before making any investment decisions. You should not rely solely on the contents of this website to make any investment decisions. An investment in any ILP sub-fund offered by the Insurer is not a direct investment in the underlying fund of such ILP sub-fund. Accordingly, you will have no direct interest in the underlying fund nor have any contractual relationship with or direct rights of recourse to the manager (and its affiliates) of the underlying fund.
  • The fund statistics (including performance) and fund documents (with the exception of the Product Highlights Sheet, Fund Summary, and any document specific to the ILP sub-funds prepared by the Insurer) are published by the managers of the Underlying Funds and contain information on these Underlying Funds.
  • Investment in funds involves risks. Unit value of funds may rise and fall and you may not get back the principal sum invested. Any past performance of the funds is not indicative of their future performance. When investing in funds denominated in foreign currencies, please be aware that there may be fluctuations in exchange rates and this may cause a loss of the principal sum invested.
  • Third party websites provided by way of hyperlink on this website are owned and maintained by third parties not under the control of the Insurer. The Insurer makes no representations or warranties and does not assume any responsibility or liability in respect of the third party website you access. Your access and use of the third party website is at your own risk.
© 2021 Morningstar Inc. All Rights Reserved. The tools, information and data (“Information”) contained herein (1) include Morningstar’s confidential and proprietary information (2) may not be copied or redistributed, (3) do not constitute investment advice (4) are provided solely for informational purposes (5) are not warranted to be complete, accurate or timely and (6) are drawn from fund data published on various dates. The information is provided to you at your own risk. Morningstar is not responsible for any trading decisions, damages or other losses related to the Information or its use. Please verify all of the Information before using it and don’t make any investment decision except upon the advice of a professional financial adviser. Past performance is no guarantee of future results. The value and income derived from investments can go up or down.

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