Does travel insurance cover extreme sports?

Some of us have an adventurous side when we explore new places. Most of us would love to try different things and experiences, but there are those who push that limit further. From sky diving in Dubai, skiing in Hokkaido to scuba diving in the depths of Bali, these are just a few of the things you might have already done or ever thought of trying.

Whatever adventures you’ve got planned, travel insurance can play an important role in giving you a figurative safety net when you need it.

Our chatbot Faith has been asked a number of times about what’s covered with their FWD Travel insurance when it comes to extreme sports or other adventurous activities.

And these are at the top of the list:

·        Paragliding

·        Scuba diving

·        Mountain biking

·        Mountain climbing

·        Rock climbing

·        Hiking

·        Hot air balloon

·        Sky diving

·        Skiing

·        Snowboarding

·        Bungee jumping

·        Golf

·        Trekking

·        Water sports

Different insurers provide different coverage when it comes to such activities, but here is what FWD offers when it comes to travel insurance. With this, you can have a better understanding of your benefits, so you can make a wise choice and choose an insurance cover suitable for your needs.

Most insurers offer this coverage with an additional payment, but with FWD Travel insurance you are automatically covered as long as you stay within these conditions:

• The sports activities you participate in are managed by a licensed commercial operator.

• When you follow all the rules and safety procedures, including wearing appropriate safety equipment required or recommended by the operator.

• You are not training as a professional.

• You are not competing or performing to receive a financial reward, prize, or incentive.

We believe that safety is the most important, no matter how adventurous you may be. If you need protection that goes beyond the limits of what most travel insurance offers, you may want to consider having personalised underwriting for a specific type of activity, this kind of insurance will be tailored according to your needs but will also be considerably more expensive than your regular travel insurance.

If you are going on adventurous activities like the ones mentioned above, FWD Travel insurance gives you protection at no additional cost, find out how much your premium is for your next adventure.

Protected up to specified limits by SDIC