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Comprehensive
Third Party/Third Party, Fire and Theft
insurance that is as savvy as you
At FWD, we’re the only insurer to offer private-hire drivers like Grab, Ryde and Gojek drivers the option to buy a car insurance online. Our comprehensive commercial car insurance provides our unique 50% NCD lifetime guarantee and the best income protection. So you can be sure you’re covered on all fronts.

Enjoy up to 12 months of interest-free instalment premium payments¹ for your Car insurance when you pay with your OCBC Mastercard or Visa credit card.

Limit your repair costs with FWD commercial car insurance. We let you decide how much excess you want to pay for damages to your car or the loss of your car.

We want to reward you for safe driving. If your current No Claim Discount is 50%, you get to keep it as long as you stay with FWD even if an accident occurs.

Don’t let repairs affect your earnings, continue to receive an income while your car is under repair.

Repairs done at FWD premium workshops are guaranteed for workmanship defects until your car turns 10.

Our comprehensive commercial car insurance covers vehicle repairs, medical expenses, third-party damages and roadside assistance, tailored to suit your needs and budget.
1For car insurance plans with annual premium more than $500
Information is correct as of 28 August 2019
you asked, we answered

Am I eligible?
You can buy this policy if:
- Your car declared in this application is registered under your individual name or a sole proprietorship company owned by you
- Your age is between 20 to 69
- Your car is 12 years old or younger

For FWD Commercial Car insurance, who is allowed to drive my car?
You can allow your family members to drive your car when you purchase the “Insure any family member who drives your car” optional add-on benefit.

For FWD Commercial Car insurance, am I allowed to choose my own workshop?
You are allowed to choose your preferred workshop when you purchase the “Any Workshop” optional add-on benefit.
we cover just what you need. no more, no less
Plan highlights
- Automatically eligible for FWD's Lifetime NCD Guarantee at NCD 50%
- Repairs at FWD’s premium workshops, extended workmanship guarantee until your car turns 10
- Covered while driving in West Malaysia and parts of Thailand
- 24-hour roadside assistance in case of a breakdown and accident
- Legal liability cover if you accidentally hurt someone or damage their property
on top of it all, you can add

Pick your preferred repair workshop. note: our market-leading workmanship defects warranty is only available at FWD premium workshops

Get additional cover when driving in West Malaysia and parts of Thailand with emergency assistance, emergency expenses and towing benefits to get you and your car back to Singapore.

Make sure that even if you have a momentary lapse of attention, you keep your 30% or 40% no claim discount when you renew with us.

Get cover for trusted family to drive your car, without needing to name them on your policy.
a third party insurance that’s right for you
FWD is the first insurer to offer private-hire drivers like Grab, Ryde and Gojek drivers the option to buy a Third Party and Third Party, Fire and Theft car insurance online. Save on your Z10/11 insurance with either of our commercial car insurance plans.

Choose between our two third party car insurance plans to suit your specific needs and budget.

We’ll be here around-the-clock, any time you need us.

Get protected with our auto insurance plan when you drive out to West Malaysia and parts of Thailand.

If you trust your family members to drive your car, we’ll insure them too – there’s no need to name them when buying the policy.
Information is correct as of 28 August 2019
you asked, we answered

Am I eligible?
You can buy this policy if:
- Your car declared in this application is registered under your individual name or a sole proprietorship company owned by you
- Your age is between 20 to 69
- Your car is 12 years old or younger

Which plan should I choose?
Our Third Party Only plan protects you against claims from another person. Our Third Party Fire and Theft plan covers that and also covers your car if it’s damaged by fire or stolen.

What is covered under legal defense?
We’ll pay up to S$3,000 for legal services to represent or defend you against any official enquiry or an offence, subject to policy terms and conditions.
we cover just what you need. no more, no less
third party
third party, fire & theft
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This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
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