Why choose FWD Commercial Car insurance?

At FWD, we’re the only insurer to offer private-hire drivers like Grab, Ryde and Gojek drivers the option to buy a car insurance online. Our comprehensive commercial car insurance provides our unique 50% NCD lifetime guarantee and income protection. So you can be sure you’re covered on all fronts.

Lifetime 50% NCD guarantee (for Comprehensive plan only)

Be rewarded for safe driving, FWD is the only insurer that guarantees your Lifetime 50% NCD as long as you remain our customer.

24-hour roadside assistance

We are here for you around-the-clock in the event of emergencies.

Coverage for third party liabilities

Get covered for an accident caused by you that results in death or injury to a third party or damage to a third party property.

Check your price


Product highlights (for Comprehensive plan)

Customise your excess

Limit your repair costs with FWD commercial car insurance. We let you decide how much excess you want to pay for damages to your car or the loss of your car.

Extended workmanship guarantee

Repairs done at FWD’s premium workshops are guaranteed for workmanship defects until your car turns 10.

Daily income during accident repairs

Don’t let repairs affect your earnings, continue to receive an income while your car is under repair.

Optional Enhanced Benefits (for Comprehensive plan only)

Your preferred workshop

Pick the repair workshop of your choice apart from FWD's list of premium workshops.

Overseas booster

Get additional coverage for emergency assistance, emergency expenses and towing benefits back to Singapore when driving in West Malaysia and Southern Thailand.

NCD protector

Protects your NCD of 30% or 40% (for one "at fault" claim).

Authorised family members to drive your car

Extend the same coverage to trusted family members without having to name them on your policy.

The plans

Third party
Third party, fire & theft
Lifetime NCD Guarantee

Income protection for partial loss

S$100 per day, up to 5 days

Extended workmanship guarantee

24-hour roadside assistance

Third party liability

From the people who matter most

Based on reviews
Customers rate FWD 'Excellent' on TrustpilotCustomers rate FWD 'Excellent' on Trustpilot

From the people who matter most

Based on reviews
Lady making an insurance claim easily using mobile app

Claims made easy

We keep things simple when the going gets tough.

Step 1

Download the FWD SG App
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Step 2

Submit your claims within minutes with the FWD SG App

Step 3

Our dedicated claims assessor will get in touch with you to support you every step of the way
Important notes

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).