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At FWD, we’re different from other cheap car insurance plans with our comprehensive and customisable plans. Our car insurance plans beat the most affordable plans out there with our lifetime NCD guarantee, the best repair warranty and the most comprehensive family protection in Singapore.

the insurance your car needs (and deserves)

Comprehensive Car Insurance Plan
Comprehensive, customisable, affordable
Pick one of three comprehensive plans covering vehicle repairs, medical, third-party damages and roadside assistance, and tailor it to suit your needs and budget.
Lifetime NCD Guarantee
Lifetime NCD Guarantee
We want you to be rewarded for safe driving. If your current No Claim Discount is 50%, you get to keep it as long as you stay with FWD
Car Repair Workshops
Best repair warranty in Singapore
Repairs done at FWD premium workshops are guaranteed for workmanship defects until your car turns 10.
Car Insurance Protection
Anyone you trust to drive your car is insured
If you trust someone to drive your car, we’ll insure them – no need to name them.
Car Accident Family Protection
Best family protection in Singapore
We provide one-time payment of up to S$500,000 for surviving children if both parents die or are permanently disabled in a car accident.

we cover just what you need. no more, no less

Benefits across all three plans

In event of damage to your car

Repair or replacement if your car is accidentally damaged or written off

We insure anyone you trust to drive your car without having to inform us

Standard excess each time your car is accidentally damaged. Amount varies depending on car make and model

Additional excess each time your car is accidentally damaged by a driver 27 years old or younger

View full benefits

classic
(max limit)

  • Automatically eligible for FWD's Lifetime NCD Guarantee at NCD 50%
  • Repairs at FWD’s premium workshops, extended workmanship guarantee until your car turns 10
  • Covered while driving in West Malaysia and parts of Thailand
  • 24-hour roadside assistance in case of a breakdown
  • Legal liability cover if you accidentally hurt someone or damage their property

up to S$2,500

S$2,500

executive
(max limit)

up to S$2,500

S$2,500

prestige
(max limit)

up to S$2,500

S$2,500

Benefits across all three plans

In event of damage to your car

Repair or replacement if your car is accidentally damaged or written off

We insure anyone you trust to drive your car without having to inform us

Standard excess each time your car is accidentally damaged. Amount varies depending on car make and model

Additional excess each time your car is accidentally damaged by a driver 27 years old or younger

View full benefits

on top of it all, you can add

Car Repair Warranty
Your preferred workshop
Pick your preferred repair workshop. note: our market-leading workmanship defects warranty is only available at FWD premium workshops.
Car Emergency Assistance
Overseas booster
Get additional cover when driving in West Malaysia and parts of Thailand with emergency assistance, emergency expenses and towing benefits to get you and your car back to Singapore.
No Claim Discount Protector
No claim discount protector
Make sure that even if you have a momentary lapse of attention, you keep your 30% or 40% no claim discount when you renew with us.
Auto Insurance Coverage
Choose your excess
Increase your excess according to your budget – the higher the excess, the less premium you pay.
Waive your young driver excess
We give you the flexibility to choose – reduce your young driver excess if you want greater peace of mind.

don't need a comprehensive plan?

 

50% NCD lifetime guarantee

Repair or replacement if your car is accidentally damaged or written off

Workmanship defects warranty when repairs are done at one of FWD’s premium workshops

Repair or replacement if your car is damaged due to fire or stolen

New car replacement for cars under 12 months old (if your car is written off or stolen)

Medical expenses for each person injured in an accident while in your car

Repairs at FWD’s premium workshops, extended workmanship guarantee until your car turns 10

Covered while driving in Singapore, West Malaysia and parts of Thailand

24-hour roadside assistance in Singapore, West Malaysia, and parts of Thailand

We insure anyone you trust to drive your car

Unlimited cover if you’re legally responsible for someone’s death or injury caused by your car

Cover for accidental damage to someone’s property caused by your car

Legal costs if you are sued for damage caused by your car

Towing reimbursement

Windscreen repair and replacement (S$100 excess for replacement)

Taxi reimbursement after an accident – making sure you get home safe

Daily transport allowance while your car is being repaired

Car accessories damaged when your car is accidentally damaged, written off or stolen

One-time payment if the driver of your car dies or is permanently disabled in an accident

One-time payment for each occupant of your car who dies or is permanently disabled in an accident

One-time payment for surviving children if both parents die or are permanently disabled in a car accident

Standard excess each time your car is accidentally damaged

Additional excess each time your car is accidentally damaged where the driver is 27 years old or younger

third party

 

S$5 mil

S$3,000

 

third party,
fire & theft

 

S$5 mil

S$3,000

S$300

 

classic
comprehensive

S$1,000

 

S$5 mil

S$3,000

$300

S$40 per occupant

S$40 for up to 6 days

S$500

S$30,000

S$10,000

S$250,000

S$2,500

S$2,500