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FWD Invest Goal
Terms & Conditions 
FWD Invest Goal 1
FWD Invest Goal 1
Enjoy free cover against death and have every dollar invested
On-going charge is kept at 1% p.a.
Penalty free withdrawals
Curated funds and complimentary auto-rebalancing service
Why is FWD Invest Goal 1 right for you?
You’ve achieved a lot. A successful career, a family and the lifestyle you’ve always wanted. That takes hard work.
You’ve accumulated a considerable amount of wealth. Your life experience has taught you the importance of diversifying your portfolio by investing in various financial instruments.
You also know that you need to have the necessary control to achieve anything in life – including your financial goals.
Yet you don’t want your investments to take up your time and attention – both of which could devote to your family and career instead.
A death benefit of 105% of policy value will be paid if death occurs1.
100% of your single premium will be used to buy units in the ILP sub-funds you have
chosen.
1For joint life policies, the death benefit will be paid on the death of the last life insured.
Withdraw from your policy anytime at no charge. Simply maintain a minimum balance of 10% of your single premium investment in the initial units account to keep your policy in-force.
Only 1% of the initial units account value is deducted yearly if your policy remains in force.2
2A plan charge of 1.4% of your single premium paid will be deducted yearly from policy year 1 to 5.
Exclusive opportunity to invest in over 50+ curated funds from globally established fund managers.
Our auto-rebalancing technology tracks and monitors your portfolio to make adjustments based on your predefined fund
allocation.
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The latest fund prices available at your fingertips
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Can I purchase FWD Invest Goal 1 using funds from my Supplementary Retirement Scheme (SRS)?
FWD Invest Goal 1 is only available for subscription using cash monies.
Do I have to pay any charges for withdrawing from my policy?
No charges will be imposed for withdrawing from your policy.
FWD Invest Goal X
FWD Invest Goal XGet a head start to your goals
Top-ups are kept charge free. No lock-in on your top-up monies.
Wide range of funds including dividend paying funds that allow dividend reinvestment or dividend cash-out*
Stay invested and watch your policy value grow
Why is FWD Invest Goal X right for you?
You’re at a stage in life where you’re doing well financially.
Because you’ve been so busy, you’ve now realised that you’ve little time left to achieve your retirement or your children’s educational goals.
Now that you are prepared to set aside some money for the next 10 years to achieve your goals, wouldn’t you want an investment policy that gives you the flexibility to keep your investment choices open thereafter?
Just like an extended fishing trip that netted you a bigger catch, or a holiday extension that brought about new experiences, you know that unexpected changes can be rewarding.
So that you will always be ready to take on new opportunities that come your way when circumstances change.
Get more from your investments with Booster Bonuses when you start your policy. From the 11th year, you’ll get yearly Loyalty Bonuses when you stay invested thereafter.
You can top-up your policy anytime, take charge-free breaks from paying premiums and withdrawals from the 11th year.
Exclusive opportunity to invest with renowned fund managers, providing you access to a wide range of asset classes covering all key markets in the world, including dividend paying funds which allow you to reinvest for growth or withdraw as a source stream of passive income.
* Subject to availability.
By opting into our auto-rebalancing service, we’ll track and monitor your investment portfolio to make adjustments based on your predefined fund allocation without you lifting a finger.
fund lab
The latest fund prices available at your fingertips
you asked, we answered
Can I request to change my regular premium contribution?
Yes, you may apply to change your regular premium contribution from the 11th policy year onwards, subject to the various terms and conditions.
How long do I have to pay regular premiums for?
The minimum premium payment term for FWD Invest Goal X is 10 years starting from the policy issue date. If regular premiums are not paid during this period, a premium shortfall charge will be imposed. You may continue to pay regular premiums thereafter through the policy term.
our financial advisory partners
FWD works with a range of partners to bring the best in insurance.
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