Friend Referral

3 simple steps to spread the word and earn cash rewards
Share and be rewarded
Earn up to S$300 worth of referral fees1 when your family and friends buy FWD policies using your unique referral link. You will receive the link upon your purchase of a policy from us. You can also retrieve your unique referral link via the FWD Online Services (under ‘my referrals’ tab)2.
1Applicable for eligible products only, please refer to terms & conditions.
2Only applicable for policies bought after 15 November 2019.

Here's how much you'll receive

Terms & conditions

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How it works

Share your unique referral link with your family and friend
They get a referral discount on top of our best online offers when they use your link.
You’ll earn a cash reward if anyone uses your link. Earn up to S$300 for one referral.
We’ll let you know if your link was used, and when you can expect your cash reward if they don’t cancel their policy within the waiting period.
We send cash rewards via PayNow around the 10th of each month. Please register with your bank and login to FWD Online Services to provide your PayNow details.