Why choose FWD Car insurance?

Drive with confidence knowing that we've got your trips covered with 98.7% of the claims approved. We also offer lifetime 50% NCD and comprehensive coverage against medical costs incurred by you, your authorised driver or any passenger who is injured in an accident.

FWD Claims concierge service

Claims concierge service

Our claims concierge is there every step of the way to assist you with all things claims-related. You can also enjoy usage of a courtesy car for as long as your car is in the workshop. Find out how FWD Claims concierge works here.
FWD insurance covers your authorised driver

Coverage for your authorised rider

You can insure any authorised driver who drives your car and with the same benefits that apply to you. Available as part of Executive or Prestige plan, or as a purchasable add-on for Classic plan.
FWD insurance offers 24-hour roadside assistance

Free 24-hour roadside assistance

We provide free 24-hour roadside assistance for accidents and car breakdowns (examples of services include towing, vehicle jumpstart, battery replacement and spare tyre change).

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Product highlights

FWD insurance offers Lifetime NCD guarantee

Lifetime 50% NCD guarantee

Be rewarded for safe driving, FWD is the only insurer that guarantees your Lifetime 50% NCD as long as you remain our customer.

FWD Car Insurance

Coverage for your car

We will pay the cost to repair or replace your car if it is damaged, lost or stolen. For repairs done at FWD premium workshops, we offer extended workmanship guarantee until your car reaches 10 years of age from the original registration date.

FWD insurance covers you

Coverage for you

Get covered for medical costs incurred by you, your authorised driver or any passenger who is injured in an accident. Also be insured for death or permanent disability.

Optional Enhanced Benefits

Insure any driver who drives my car

Extend the same coverage to any driver you trust without having to name them on your policy.

Adjust your excess amount

Choose the amount of excess that suits your needs and budget.

Your preferred workshop

Pick the repair workshop of your choice apart from FWD's list of premium workshops.

NCD protector

Protects your NCD of 30% or 40% (for one "at fault" claim).

Waive your young driver excess

Waives your young driver excess for drivers under 27 years old, so you have a greater peace of mind.

Overseas booster

Get additional coverage for emergency assistance, emergency expenses and towing benefits back to Singapore when driving in West Malaysia and Southern Thailand.

How it works

Car accident? FWD Claims Concierge is here with you at every step of the way! Furthermore, you can now enjoy a courtesy car¹ for as long as your car is in the workshop.
FWD Car Concierge How It Works
Our claims concierge service assists you with paperwork handling and coordination with multiple parties. Find out how FWD Claims Concierge works.

The plans

Any driver you trust to drive your car is covered
Insures anyone who drives your car without naming them

Courtesy car always available for you
Provides you with a courtesy car until your car repair is completed, or for up to three months if your car is permanently lost or written-off due to an accident.

Replacement keys and locks
Pays the costs to replace your keys and locks if they are damaged, lost or stolen.

Up to


Up to


Personal belongings
Pays the costs to replace your person belongings if they are damaged, lost or stolen

Up to

Up to

Daily transport allowance
While your car is being repaired

per day, for up to 6 days

per day, for up to 8 days

per day, for up to 10 days

Frequently Asked Questions

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Helpful information

Looking only for third party insurance for your car?

Choose between our two car insurance plans to suit your specific needs and budget.

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From the people who matter most

Based on reviews
Lady delighted by positive customer experienceLady delighted by positive customer experience

From the people who matter most

Based on reviews
Lady making an insurance claim easily using mobile app

Claims made easy

We keep things simple when the going gets tough.

Step 1

Download the FWD SG App
Apple App Store icon
Google Play Store icon

Step 2

Submit your claims within minutes with the FWD SG App

Step 3

Our dedicated claims assessor will get in touch with you to support you every step of the way
Important notes

¹If you are on our Executive or Prestige plan, you can either opt for a courtesy car for as long as your car is in the workshop, or the daily transport allowance benefit, up to the limit indicated in your plan. If you are on our Classic plan, you can utilise the daily transport allowance up to the benefit limit.

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).