Why you should consider getting critical illness insurance
Did you know that working adults are likely to need critical illness coverage of 3.9X one’s average income in the event of a critical illness diagnosis?² Stay ahead of your financial planning so that you and your loved ones can focus on living life to the fullest, worry-free, knowing that you’ve got yourself covered if such a time unfortunately comes.
Critical illnesses are more common than you think
With the rising rate of critical illness in Singapore, it is important to have financial protection in the event of an unfortunate diagnosis.³
Focus on recovery when it matters most
Critical illness insurance supports your financial needs so that you can focus on recovery.
Get sufficient coverage based on your needs
Critical illnesses may hit us at different stages and severity. FWD offers a suite of critical illness plans that caters to your coverage and protection needs.
Discover FWD's suite of critical illness insurance products
Critical Illness Plus
Comprehensive coverage that provides financial protection for cancer of all stages, heart attack, stroke, and for unknown illnesses too, with up to 200% sum insured payout.
Big 3 Critical Illness
The essential plan that covers you for the most common critical illnesses that make up 90% of all critical illness claims in Singapore.⁴
Cancer 2.0
Singapore’s most comprehensive coverage for cancer online, including early tumour diagnosis.⁵ After a first claim for any stage of cancer, you will continue to enjoy coverage for new or recurring late-stage cancer.
Heart Attack
The heart attack insurance that provides 100% lump sum cash payout for heart attack so you can focus on recovery and take care of your financial commitments.
Stroke
The affordable stroke insurance that covers you with 100% cash payout for stroke and with options to be covered for additional 11 neurological disorders.
Why FWD critical illness insurance?
100% lump sum payout upon successful claim
Buy online with no medical examination⁶
Flexible sum insured according to your needs
Up to S$350,000 coverage for early-stage critical illnesses
Compare FWD critical illness insurance
| Critical Illness Plus | Big 3 Critical Illness | Cancer 2.0 | Heart Attack | Stroke | |
Total sum insured payable | 200% | 100% | 200% | 100% | 100% |
Covers | |||||
Early tumour |  | |  | | |
All stages of cancer | | | | | |
Heart attack | | | | | |
Stroke | | | | | |
37 Late-stage critical illnesses | | | | | |
Unknown illnesses | | | | | |
Multiple payouts | | | | | |
Premium is constant (fixed term plans) | | | | | |
Monthly premium⁷ | From S$63 | From S$40 | From S$43 | From S$17 | From S$17 |
Flex insurance
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Helpful information
Your guide to life insuranceThis page is for general information only and all information presented is for illustrative purposes. Please refer to the detailed terms and conditions of this plan in the policy wording.
¹ Information correct as of 24 Nov 2022, compared against critical illnesses plans available online via corporate website.
² https://www.lia.org.sg/media/1332/protection-gap-study-report-2017.pdf
³ https://www.channelnewsasia.com/singapore/healthcare-spending-rise-higher-utilisation-manpower-costs-769716
⁴ Source: Gen Re Dread Disease Survey (2015 – 2019), published in 2022. Figure rounded to the nearest whole number.
⁵ Based on current similar product comparison with 5 major insurers which provide coverage for different stages of cancer. This comparison does not include information on all similar products. FWD Singapore Pte. Ltd. does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed on www.comparefirst.sg. Information is accurate as of 23 December 2022.
⁶ Provided that you are in the pink of health. The company is entitled to accept or reject the application.
⁷ Affordability is based on monthly premiums payable (before discounts), for the lowest sum insured of S$20,000. This comparison does not include information on all similar products. FWD Singapore Pte. Ltd. does not guarantee that all aspects of the products have been illustrated. You may wish to conduct your own comparison for products that are listed on www.comparefirst.sg. Information is accurate as of 6 Jul 2023.
Buying a life insurance policy is a long-term commitment. You should consider if this policy is suitable for your needs, or you may wish to seek advice from a qualified financial adviser before making a commitment to purchase this policy. Switching from an existing policy to a new one may have potential disadvantages.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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