- Home
- Home Insurance

home insurance
protect your home contents and more with Singapore’s #1 home insurer for customer experience1

- Whether you are a home owner or a tenant, get protection for your home contents, incidental expenses and workmanship guarantee with FWD Home insurance. Watch this video to know more
Home Owner
Tenant
Personalised Home Insurance for Owners
Protect your house building, home contents and renovations with Singapore’s #1 home insurer for customer experience1. Personalise your coverage from as low as S$31².

You can now pay for your policy easily with PayNow, Grabpay or other convenient payment modes that we offer.

We’ll cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device (PMD), LTA-registered e-scooter, or power bank inside your house.³

Avoid surprises, we will not charge you any excess when you have a claim due to burst pipes or fire.


Your FWD Home Insurance will be there for you when you need some assistance. We’ll cover four assistance services (such as electrical, plumbing, locksmithing and air-conditioning) of $100 for each assistance service in a policy year.

1Based on Forrester's CX Index™ 2020
2Based on premium for 1 year plan
3Terms and conditions apply. Refer to policy wording for more information.


HDB


Condo


Landed
Benefits arising from an insured event
- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Maximum benefit limits per event

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.
2-room flat - S$30,000
3-room flat - S$50,000
4-room flat - S$80,000
5-room flat - S$85,000
Executive/Multi generation flat - S$120,000
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Benefits arising from an insured event
- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Maximum benefit limits per event

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Benefits arising from an insured event
- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Maximum benefit limits per event

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Frequently asked questions about Home insurance

I already have my bank's mortgage fire insurance. Why do I need this?
Your home contents and renovations may not be covered by your mortgage fire insurance.

I was required to buy HDB fire insurance. Why should I consider this?
HDB fire insurance does not cover your home contents and renovations – only the structure of your home, as it was built.

My condo has a fire policy in place. Do I still need FWD's home insurance?
The fire policy may only cover the structure and common areas – not the contents and renovations of your home.
enhance your home insurance coverage

Theft of pet or accidental death (S$1,000 regardless of any number of pets), cost of accommodation for pet (up to S$50 per day, max S$5,000) and medical expenses for injury (up to S$1,000)

Get cover for accidental death and disability (S$20,000 each, max S$100,000 per household), medical expenses for injury (up to S$5,000) and home modifications (up to S$5,000)
Home Insurance coverage for Tenant
Get insured for liabilities against any loss or damage to your landlord’s property with Singapore’s #1 home insurer for customer experience1. Personalise your coverage from as low as S$31².

You can now pay for your policy easily with PayNow, Grabpay or other convenient payment modes that we offer.

We’ll cover you for loss or damage to your landlord’s building, renovations, and contents.

Avoid surprises, we will not charge you any excess when you have a claim due to burst pipes or fire.

Your FWD Home Insurance will be there for you when you need some assistance. We’ll cover four assistance services (such as electrical, plumbing, locksmithing and air-conditioning) of $100 for each assistance service in a policy year.

1Based on Forrester's CX Index™ 2020
2Based on premium for 1 year plan
Information is correct as of 28 August 2019
HDB
protect your HDB, Condo or Landed home
Benefits arising from an insured event
- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Maximum benefit limits per event

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others

- Fire, smoke, lightning or explosion
- Being hit by a third party object
- Theft or attempted theft accompanied by forcible entry
- Bursting or overflowing of domestic water tanks or pipes in your home
- Any natural disaster
- Riot, strike or malicious act by others
Frequently asked questions about Home insurance

How much coverage do I need for home contents?
The level of contents coverage you need will depend on the contents that you have. One way to estimate this amount would be to take an inventory of the items in your residence.

I moved out from the home covered by the policy. What do I do?
Please call us at +65 6820 8888 immediately, and we will be happy to assist you in cancelling the policy and buying a new policy for your new home.
on top of it all, you can add

Theft of pet or accidental death (S$1,000 regardless of any number of pets), cost of accommodation for pet (up to S$50 per day, max S$5,000) and medical expenses for injury (up to S$1,000)

Get cover for accidental death and disability (S$20,000 each, max S$100,000 per household), medical expenses for injury (up to S$5,000) and home modifications (up to S$5,000)
select the policy wording you'd like to review
learn more about home insurance
here’s what customers are saying about us
This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
share this page





-
Products
-
Life & HealthLife ProtectionCritical illnessAccident & Health
-
Home & Maid
-
Motor
- Travel
-
Invest & Save
-
- Useful links
- About
- 6820 8888
Products
-
Life & HealthLife ProtectionCritical illnessAccident & Health
-
Home & Maid
-
Motor
- Travel
-
Invest & Save