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Big 3 Critical Illness

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Get coverage for the 3 most commonly claimed critical illness in Singapore at 1/3 the cost with a one-time full payout.

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Big 3 Critical Illness

Get coverage for the 3 most commonly claimed critical illness in Singapore at 1/3 the cost with a one-time full payout.

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Accidents
Remove
Critical
Remove
Insurance
Remove

Critical Illness
Big 3 Critical Illness
Critical Illness Plus

Emergency Support

24 search results

Health and life product

Big 3 Critical Illness

Get coverage for the 3 most commonly claimed critical illness in Singapore at 1/3 the cost with a one-time full payout.

Health and life product

Big 3 Critical Illness

Get coverage for the 3 most commonly claimed critical illness in Singapore at 1/3 the cost with a one-time full payout.

Health and life product

Big 3 Critical Illness

Get coverage for the 3 most commonly claimed critical illness in Singapore at 1/3 the cost with a one-time full payout.

Whether you are a home owner or a tenant, get protection for your home contents, incidental expenses and workmanship guarantee with FWD Home insurance. Watch this video to know more

Home Owner

Tenant

Personalised Home Insurance for Owners

Protect your house building, home contents and renovations with Singapore’s #1 home insurer for customer experience¹. Personalise your coverage from as low as S$31².

Convenient payment method NEW!

You can now pay for your policy easily with PayNow, Grabpay or other convenient payment modes that we offer.

Personal Mobility Devices (PMDs) & power banks

We’ll cover any damages to your home contents or house building if they are damaged in a fire caused by a personal mobility device (PMD), LTA-registered e-scooter, or power bank inside your house.³

Zero excess

Avoid surprises, we will not charge you any excess when you have a claim due to burst pipes or fire.

Rent protector

If your tenant defaults on rent due to an insured event or, for any reason they are unable to stay in your home, we are there to cover your loss of rent.

Home assistance

Your FWD Home Insurance will be there for you when you need some assistance. We’ll cover four assistance services (such as electrical, plumbing, locksmithing and air-conditioning) of $100 for each assistance service in a policy year.

Incidental expenses

If your home is damaged due to an insured event, we will pay for any expenses arising directly from the loss of use of your home

¹Based on Forrester's CX Index™ 2020
²Based on premium for 1 year plan
³Terms and conditions apply. Refer to policy wording for more information.

HDB

Condo

Landed

Benefits arising from an insured event

Maximum benefit limits per event

Loss or damage to your home contents including the cost of removing debris
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.

S$20,000 to S$100,000

Loss or damage to your renovations including the cost of removing debris

S$20,000 to S$100,000

Loss or damage to the building including professional fees and the cost of removing debris

Studio apartment - S$45,000
2-room flat - S$30,000
3-room flat - S$50,000
4-room flat - S$80,000
5-room flat - S$85,000
Executive/Multi generation flat - S$120,000

Alternative accommodation expenses and the cost of storing home contents for you and your family because you cannot continue living in your home (up to S$300 per day)

Up to S$15,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000

Covers any incidental expenses arising directly from the loss of use of your home, conservancy charges and the cost to replenish firefighting appliances kept in your home.

Up to S$5,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

Expenses arising out of unexpected situations

Loss or damage to your home contents while they are temporarily stored within a residential building

up to S$500 per item, max S$5,000

Accidental damage to fixed mirrors and glass in your home

up to S$1,000

Covers you and your family who may be legally liable for the loss or damage you accidentally cause

up to S$500,000

If you have signed up as a landlord, you will be protected against the loss of rent if your tenant defaults on payment for any reason, if your tenants are unable to continue living in your home due to an insured event or if your home remains untenanted following a murder or suicide

up to S$3,000 per month, max 3 months, excluding first 2 consecutive months following the event

If you have signed up as a landlord, we will cover the legal costs for tenancy dispute

up to S$3,000

Home assistance services such as electrical, plumbing, locksmithing and air-conditioning

up to S$100 per event for up to 4 times per 12 month period

Riders

Personal accident cover for your pet (dogs and cats) arising from an insured event

One-time payment for the loss or death of your pet

S$1,000 irrespective of number of pets

Cost of accommodation for your pet because it can no longer live in your home

Up to $50 per day for a maximum of S$5,000, irrespective of number of pets

Medical expenses incurred for injuries that your pet sustained

Up to S$1,000 irrespective of number of pets

Personal accident cover for you or your family arising from an insured event

One-time payment if you or your family die or become permanently disabled

S$20,000 per household member, for a maximum of S$100,000 per household

Medical expenses incurred for injuries that you or your family sustained

up to S$5,000 per household

The cost to modify your home to help you move around following an injury

up to S$5,000 per household

Benefits arising from an insured event

Maximum benefit limits per event

Loss or damage to your home contents including the cost of removing debris
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.

S$20,000 to S$100,000

Loss or damage to your renovations including the cost of removing debris

S$20,000 to S$100,000

Alternative accommodation expenses and the cost of storing home contents for you and your family because you cannot continue living in your home (up to S$300 per day)

Up to S$15,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000

Covers any incidental expenses arising directly from the loss of use of your home, conservancy charges and the cost to replenish firefighting appliances kept in your home.

Up to S$5,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

Expenses arising out of unexpected situations

Loss or damage to your home contents while they are temporarily stored within a residential building

up to S$500 per item, max S$5,000

Accidental damage to fixed mirrors and glass in your home

up to S$1,000

Covers you and your family who may be legally liable for the harm or damage you accidentally cause

up to S$500,000

If you have signed up as a landlord, you will be protected against the loss of rent if your tenant defaults on payment for any reason, if your tenants are unable to continue living in your home due to an insured event or if your home remains untenanted following a murder or suicide

up to S$3,000 per month, max 3 months, excluding first 2 consecutive months following the event

'If you have signed up as a landlord, we will cover the legal costs for tenancy dispute

up to S$3,000

Home assistance services such as electrical, plumbing, locksmithing and air-conditioning

up to S$100 per event for up to 4 times per 12 month period

Riders

Personal accident cover for your pet (dogs and cats) arising from an insured event

One-time payment for the loss or death of your pet

S$1,000 irrespective of number of pets

Cost of accommodation for your pet because it can no longer live in your home

Up to $50 per day for a maximum of S$5,000, irrespective of number of pets

Medical expenses incurred for injuries that your pet sustained

Up to S$1,000 irrespective of number of pets

Personal accident cover for you or your family arising from an insured event

One-time payment if you or your family die or become permanently disabled

S$20,000 per household member, for a maximum of S$100,000 per household

Medical expenses incurred for injuries that you or your family sustained

up to S$5,000 per household

The cost to modify your home to help you move around following an injury

up to S$5,000 per household

Benefits arising from an insured event

Maximum benefit limits per event

Loss or damage to your home contents including the cost of removing debris
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.

S$20,000 to S$100,000

Loss or damage to your renovations including the cost of removing debris

S$20,000 to S$100,000

Loss or damage to the building including professional fees and the cost of removing debris

S$200,000 to S$1,000,000

Alternative accommodation expenses and the cost of storing home contents for you and your family because you cannot continue living in your home (up to S$300 per day)

Up to S$15,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000

Covers any incidental expenses arising directly from the loss of use of your home, conservancy charges and the cost to replenish firefighting appliances kept in your home.

Up to S$5,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

Expenses arising out of unexpected situations

Loss or damage to your home contents while they are temporarily stored within a residential building

up to S$500 per item, max S$5,000

Accidental damage to fixed mirrors and glass in your home

up to S$1,000

Covers you and your family who may be legally liable for the harm or damage you accidentally cause

up to S$500,000

If you have signed up as a landlord, you will be protected against the loss of rent if your tenant defaults on payment for any reason, if your tenants are unable to continue living in your home due to an insured event or if your home remains untenanted following a murder or suicide

up to S$3,000 per month, max 3 months, excluding first 2 consecutive months following the event

If you have signed up as a landlord, we will cover the legal costs for tenancy dispute

up to S$3,000

Home assistance services such as electrical, plumbing, locksmithing and air-conditioning

up to S$100 per event for up to 4 times per 12 month period

Riders

Personal accident cover for your pet (dogs and cats) arising from an insured event

One-time payment for the loss or death of your pet

S$1,000 irrespective of number of pets

Cost of accommodation for your pet because it can no longer live in your home

Up to $50 per day for a maximum of S$5,000, irrespective of number of pets

Medical expenses incurred for injuries that your pet sustained

Up to S$1,000 irrespective of number of pets

Personal accident cover for you or your family arising from an insured event

One-time payment if you or your family die or become permanently disabled

S$20,000 per household member, for a maximum of S$100,000 per household

Medical expenses incurred for injuries that you or your family sustained

up to S$5,000 per household

The cost to modify your home to help you move around following an injury

up to S$5,000 per household

Frequently asked questions about Home insurance

I already have my bank's mortgage fire insurance. Why do I need this?

Your home contents and renovations may not be covered by your mortgage fire insurance.

I was required to buy HDB fire insurance. Why should I consider this?

HDB fire insurance does not cover your home contents and renovations – only the structure of your home, as it was built.

My condo has a fire policy in place. Do I still need FWD's home insurance?

The fire policy may only cover the structure and common areas – not the contents and renovations of your home.

view all FAQ’s

enhance your home insurance coverage

Pet (Dogs & Cats) cover for insured event

Theft of pet or accidental death (S$1,000 regardless of any number of pets), cost of accommodation for pet (up to S$50 per day, max S$5,000) and medical expenses for injury (up to S$1,000)

Personal accident cover for insured event

Get cover for accidental death and disability (S$20,000 each, max S$100,000 per household), medical expenses for injury (up to S$5,000) and home modifications (up to S$5,000)

Download:

Home Insurance coverage for Tenant

Get insured for liabilities against any loss or damage to your landlord’s property with Singapore’s #1 home insurer for customer experience¹. Personalise your coverage from as low as S$31².

Convenient payment method NEW!

You can now pay for your policy easily with PayNow, Grabpay or other convenient payment modes that we offer.

Tenant’s liabilities

We’ll cover you for loss or damage to your landlord’s building, renovations, and contents.

Zero excess

Avoid surprises, we will not charge you any excess when you have a claim due to burst pipes or fire.

Home assistance

Your FWD Home Insurance will be there for you when you need some assistance. We’ll cover four assistance services (such as electrical, plumbing, locksmithing and air-conditioning) of $100 for each assistance service in a policy year.

Incidental expenses

If your home is damaged due to an insured event , we will pay for any expenses arising directly from the loss of use of your home

¹Based on Forrester's CX Index™ 2020

²Based on premium for 1 year plan

Information is correct as of 28 August 2019

HDB

protect your HDB, Condo or Landed home

Benefits arising from an insured event

Maximum benefit limits per event

Loss or damage to your home contents including the cost of removing debris
Note: No sublimit for furniture, domestic appliances and home audio visual equipment. A sublimit of S$1,000 applies to all other home contents.

S$20,000 to S$100,000

Alternative accommodation expenses and the cost of storing home contents for you and your family because you cannot continue living in your home (up to S$300 per day)

Up to S$15,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$35,000 if the sum insured you have chosen for home contents is more than S$40,000

Covers any incidental expenses arising directly from the loss of use of your home, conservancy charges and the cost to replenish firefighting appliances kept in your home.

Up to S$5,000 if the sum insured you have chosen for home contents is less than or equal to S$40,000
Up to S$10,000 if the sum insured you have chosen for home contents is more than S$40,000

Expenses arising out of unexpected situations

Loss or damage to your home contents while they are temporarily stored within a residential building

up to S$500 per item, max S$5,000

Accidental damage to fixed mirrors and glass in your home

up to S$1,000

Covers you and your family who may be legally liable for the harm or damage you accidentally cause to your landlord's property

up to S$500,000

Legal costs for tenancy dispute

up to S$3,000

Home assistance services such as electrical, plumbing, locksmithing and air-conditioning

up to S$100 per event for up to 4 times per 12 month period

Riders

Personal accident cover for your pet (dogs and cats) arising from an insured event

One-time payment for the loss or death of your pet

S$1,000 irrespective of number of pets

Cost of accommodation for your pet because it can no longer live in your home

Up to $50 per day for a maximum of S$5,000, irrespective of number of pets

Medical expenses incurred for injuries that your pet sustained

Up to S$1,000 irrespective of number of pets

Personal accident cover for you or your family arising from an insured event

One-time payment if you or your family die or become permanently disabled

S$20,000 per household member, for a maximum of S$100,000 per household

Medical expenses incurred for injuries that you or your family sustained

up to S$5,000 per household

The cost to modify your home to help you move around following an injury

up to S$5,000 per household

Frequently asked questions about Home insurance

How much coverage do I need for home contents?

The level of contents coverage you need will depend on the contents that you have. One way to estimate this amount would be to take an inventory of the items in your residence.

I moved out from the home covered by the policy. What do I do?

Please call us at +65 6820 8888 immediately, and we will be happy to assist you in cancelling the policy and buying a new policy for your new home.

view all home insurance FAQ’s

on top of it all, you can add

Pet (Dogs & Cats) cover for insured event

Theft of pet or accidental death (S$1,000 regardless of any number of pets), cost of accommodation for pet (up to S$50 per day, max S$5,000) and medical expenses for injury (up to S$1,000)

Personal accident cover for insured event

Get cover for accidental death and disability (S$20,000 each, max S$100,000 per household), medical expenses for injury (up to S$5,000) and home modifications (up to S$5,000)

Download:

Download:

learn more about home insurance

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This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).