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international health insurance
Protect you and your family with expat insurance while working or studying abroad

Organisers: This campaign is organised by FWD Singapore Pte Ltd (“FWD”).
Campaign Period: The campaign period is from 4th May 2020 to 15th May 2020 (both dates inclusive).
Eligibility “Eligible customer”: Customers who purchase FWD International Health Insurance Policy (the “Policy”) during the Campaign Period. Premiums paid per policy must be a minimum of $1000. Cancellation and replacement of an existing policy is not permitted to qualify for this campaign. Customers will become eligible for the DairyFarm e-voucher after the Policy’s Coverage Start Date. This campaign is not valid with other offers, bundles, promotions, loyalty or early bird discounts, unless stated otherwise. This campaign is also not applicable for policy endorsement, policy extension, and policy shortening.
Prize: DairyFarm e-voucher worth $150 (3*$50). DairyFarm e-vouchers will be issued to eligible customers.
The DairyFarm e-vouchers is non-transferable, non-replaceable and non-exchangeable for cash, credit or any other items, if lost or stolen.
Notification: The e-vouchers will be sent to eligible customers on the 15th day of the following month after the Coverage Start Date, to their email address as stated in their Policy application. If any eligible customers do not receive the e-vouchers, the customer can contact FWD at +65 6820 8888. Customers will need to identify themselves for verification purposes. In the event customers fail to inform FWD of non-receipt of the e-vouchers within one month of the expected issuance of the e-voucher, the prize will be forfeited.
Prize Redemption:
- Each e-voucher can only be presented once for redemption. In the event that FWD discovers duplicate or multiple redemptions by a customer for the same e-voucher, FWD reserves the right to seek recovery of the value in excess redeemed by the customer.
- The DairyFarm e-voucher is valid for redemption for two months from the date of issue.
- Dairy Farm e-voucher can be used at these outlets – Cold storage, Giant, 7-Eleven, Guardian, Market Place and Jasons outlets.
Other Terms:
- The terms of this campaign will be governed by and construed in accordance with the laws of Singapore and you agree to submit to the exclusive jurisdiction of the Courts of Singapore.
- FWD’s decision on all matters relating to this campaign is final. No correspondence or claims will be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to this campaign, these terms and conditions will prevail. FWD may vary these terms and conditions or suspend or terminate the campaign without any notice or liability to any party.
- This campaign cannot be clubbed with other promotions or offers.
- Participation in this campaign is deemed acceptance of these terms and conditions.
- A person who does not participate in this campaign shall have no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.
- DairyFarm e-voucher Terms & Conditions set by Dairy Farm Group applies.
Our International Health insurance coverage at a glance








- FWD international health is the perfect medical plan for you, wherever in the world you may be. Enjoy access to a network of world-class medical facilities and be covered for dental and vision. What's more, get a no claims bonus if you stay healthy. Whether you're looking for expat insurance or overseas student insurance, our plan is just right for you. Watch this video to know more.
Expat
Singaporean
Student



Flexibility to choose benefits according to your needs rather than buying a preset plan.

Depending on your choice of coverage, get access to world class medical facility of your choice wherever you go.

Get up to S$500,000 of accidental death and disability to ensure your loved ones are well taken care of in the event of unfortunate incidents.
you asked, we answered

Am I eligible?
You can buy this policy if:
- Your age is between 18 and 65
- You are currently residing in Singapore
- You have a valid NRIC/FIN

Can I include my family members?
Yes you can, as long as:
- Your spouse is between age 18 and 65
- Your child(ren) is age 21 and below
- They are currently residing in Singapore and have a valid NRIC/FIN

Can I bring my plan along when I move to a different country?
With the exception of USA, Canada, Japan, Korea and sanctioned countries, you can continue to be covered. Please contact us if you wish to do so.
we cover just what you need
Benefit amount
- Hospital charges
- Cancer and kidney dialysis treatment
- Pre/post hospitalisation treatment
- Home nursing
- Routine dental checks
- Extractions
- Implants
- Crowns
- Eye checks
- Eyeglasses or contact lenses
- Cost of delivery
- Pre/post delivery treatment and check ups
On top of it all, you can add

Get covered for GP or clinic visits across our network of clinics managed by our Third Party Administrator, Safe Meridian including routine health checks and vaccinations.

Covers for the cost of delivery as well as birth related conditions of the newborn.

Ensure that your oral hygiene and eyesight are in tip top condition.


Flexibility to choose any doctor of your choice. Be it that specialist in Australia, China or Europe, or the sought-after surgeon in Japan, you are covered for.



Get up to S$500,000 of accidental death and disability to ensure your loved ones are well taken care of in the event of unfortunate incidents.
you asked, we answered

Am I eligible?
You can buy this policy if:
- Your age is between 18 and 65
- You are currently residing in Singapore
- You have a valid NRIC/FIN

But I already have an Integrated Shield plan
International Health offers global medical coverage. It complements Integrated Shield plans by giving you access to medical specialist or facilities out of the country when you travel for work or leisure.

Wouldn't an annual travel policy suffice?
Annual travel policy provides you with short term medical treatment, usually up to 3 months so that you can return home to continue treatment. If you require medical attention for the longer term or for chronic conditions, you will need an international health policy.
we cover just what you need.
Benefit amount
- Hospital charges
- Cancer and kidney dialysis treatment
- Pre/post hospitalisation treatment
- Home nursing
- Prescribed medicines and visits to the GP
- Traditional chinese medicine
- Health check-ups
- Vaccinations
- Routine dental checks
- Extractions
- Implants
- Crowns
- Eye checks
- Eyeglasses or contact lenses
- Cost of delivery
- Pre/post delivery treatment and check ups
On top of it all, you can add

Get covered for GP or clinic visits across our network of clinics managed by our Third Party Administrator, Safe Meridian including routine health checks and vaccinations.

Covers for the cost of delivery as well as birth related conditions of the newborn.

Ensure that your oral hygiene and eyesight are in tip top condition.

With our overseas student insurance, your child will have access to world-class medical facilities around the globe – now there’s one less worry when your child is far away from home.

A phone call away to get advice on the nearest medical facility, or transportation to a safe location in an emergency situation.


you asked, we answered

Is my child eligible?
If you are adding your child as a dependant to your policy, he/she must be:
- Age 21 and below
- Currently residing in Singapore
- Have a valid NRIC/FIN

What happens after my child has gone overseas to study?
Just inform us on where your child will be going, there may be a slight cost adjustment to reflect the country that he/she will be in.

Does this replace overseas student health insurance offered by the university or government?
No. University or government often only provide basic medical cover. International Health supplements the cover with a well-rounded medical benefit.
We cover just what your child need
Benefit amount
- Hospital charges
- Cancer and kidney dialysis treatment
- Pre/post hospitalisation treatment
- Home nursing
- Prescribed medicines and visits to the GP
- Traditional chinese medicine
- Health check-ups
- Vaccinations
- Routine dental checks
- Extractions
- Implants
- Crowns
- Eye checks
- Eyeglasses or contact lenses
- Cost of delivery
- Pre/post delivery treatment and check ups
On top of it all, you can add

Get covered for GP or clinic visits across our network of clinics managed by our Third Party Administrator, Safe Meridian including routine health checks and vaccinations.

Covers for the cost of delivery as well as birth related conditions of the newborn.

Ensure that your child’s oral hygiene and eyesight are in tip top condition.
select the policy wording you'd like to review
learn more about international health insurance
here’s what customers are saying about us
This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Switching from an existing accident and/or health insurance policy to a new one may have potential disadvantages. You should seek advice from a qualified financial adviser if in doubt.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sgor www.lia.org.sgor www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
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