Why choose Maid insurance?

With higher medical coverage for your helper, you'll be financially protected for medical expenses that may arise due to her illness or injury. In line with the Ministry of Manpower's (MOM) requirements, our hospitalisation and surgical expenses limits have increased to S$60,000 for all plans.

Waiver of co-payment

Zero out-of-pocket expenses for hospitalisation & surgical expenses when your helper is covered under our Exclusive plan, up to the benefit limit indicated in your policy.

Cashless outpatient medical expenses

We’ll pay up to S$30 per visit at our network of clinics if your helper falls ill and needs to see a doctor if your helper is under Enhanced or Exclusive plans.

Daily hospital allowance

In the event your helper is hospitalised for 3 or more days due to an injury or illness, we’ll provide a daily hospital allowance for up to 30 days if your helper is under Enhanced or Exclusive plans.

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FWD Maid insurance is compliant with MOM's enhanced Medical Insurance requirements.Learn more

Product highlights

Enhanced coverage for hospitalisation and surgical expenses

In line with MOM’s requirements, our hospitalisation and surgical expenses limits have increased to S$60,000 for all plans. You also have the option to increase the limit up to S$120,000.

Security bond plus

This security bond is mandated by MOM. We’re the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.

100% refund on cancellation

We understand that sometimes, you may need to replace your helper. That’s why we offer a full refund if you need to cancel your policy within the first 3 months.

Optional Enhanced Benefits

Cashless outpatient medical expenses (for Essential plan only)

We’ll pay up to S$30 per visit at our network of clinics if your maid falls ill and needs to see a doctor. All you’ll have to pay is the first S$10.

Daily hospital allowance (for Essential plan only)

If your maid is hospitalised for 3 or more days due to an injury or illness, we’ll provide a daily hospital allowance for up to 30 days.

Top-up hospitalisation and surgical expenses

Extra cover on top of your existing cover.

COVID-19 hospitalisation & repatriation expenses

Covers hospitalisation costs and repatriation expenses due to COVID-19.

Home contents cover

Protect your home contents financially in the event of theft by your helper, fire or burglary.

How it works

Get financially protected against your helper’s hospitalisation expenses with our plan coverage and COVID-19 add-on. Also enjoy full waiver of the S$5,000 security bond payment to MOM with our Letter of Guarantee, amongst other benefits. Watch the video to learn more.

The plans

Essential
Popular
Enhanced
Exclusive
Outpatient expenses due to accident
Medical costs incurred for treatment of your helper’s injury

S$1,000

S$2,000

S$3,000


Outpatient medical expenses
Pays for outpatient treatment if your helper is ill

S$500

S$1,000


Daily hospital allowance
Pays your helper for each day she is hospitalised in Singapore

S$10 per day
for a maximum of 30 days

S$10 per day
for a maximum of 30 days


Hospitalisation and surgical expenses (per year)
Costs incurred for your helper’s hospitalisation due to illness or injury

S$60,000

S$60,000

S$60,000


Co-payment for hospitalisation and surgical expenses (per year)
% employer needs to bear after the first S$15,000

25%

25%

0%

From the people who matter most

Based on reviews
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From the people who matter most

Based on reviews

Claims made easy

We keep things simple when the going gets tough.

Step 1

Download the FWD SG App

Step 2

Submit your claims within minutes with the FWD SG App

Step 3

Our dedicated claims assessor will get in touch with you to support you every step of the way

Important notes

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).