Our maid insurance protects you against unexpected expenses as you hire a new maid or renew your maid’s work permit. We’ll provide medical insurance and accident cover for your maid and issue a security bond to the Ministry of Manpower.

maid insurance that protects you and your domestic helper

Security bond plus

This security bond is mandated by the Ministry of Manpower (MOM). We’re the only insurer who will pay directly to MOM for this bond, up to S$5,000, without any additional payment from you.

100% refund on cancellation

We understand that sometimes, you may need to replace your domestic helper. That’s why we offer a 100% refund if you need to cancel your policy within the first 3 months.

Covers pre-existing medical conditions

We’re the first insurer to provide medical coverage for your maid’s pre-existing medical conditions at no additional cost.

Save up to 50% on six-monthly medical examination

MOM requires domestic helpers to undergo a mandatory six-monthly medical examination. Save up to 50% by opting for the six-monthly medical examination benefit which includes up to 4 tests for pregnancy and syphilis.

Cashless Outpatient medical expenses

We’re the only insurer to cover your maid’s outpatient medical expenses, if she falls sick and needs to see a doctor. We provide cashless cover above the excess of S$10 and up to of S$30 per visit across our network of clinics.


*Information is correct as of 28 August 2019
essential
enhanced
exclusive
Benefits across all plans
  • A security bond of S$5,000 will be issued to Ministry of Manpower
  • If the bond is forfeited, we will pay Ministry of Manpower the full bond amount
  • 100% refund if you decide to cancel policy within 3 months
  • Up to S$60,000 payout to the maid in event of an accident
  • Up to S$300 payout to you for ambulance fees in an accident
  • Up to S$10,000 to cover repatriation expenses to send maid home
  • Up to S$2,000 to cover funeral expenses payable to maid's family
  • S$30/day to cover wage and levy expenses and S$20/day to cover alternate maid services, if maid is hospitalized (maximum 30 days)
  • Up to S$5,000 to cover medical treatment for your family in the unfortunate event of an abuse by the maid
Outpatient expenses due to accident
S$1,000
S$2,000
S$3,000
Hospitalisation & surgical expenses per year
S$15,000
S$20,000
S$25,000
Re-hiring expenses
S$300
S$400
S$500
Liability to third parties
S$3,000
S$4,000
S$5,000
Damage or theft of maid's personal belongings
S$300
S$400
S$500
Terrorism, Hijack, Murder and Assault
Dengue and Zika
Rider
Outpatient medical expenses (up to S$30 per visit after you pay the first S$10, only available across our network of clinics managed by our Third Party Administrator, Make Health Connect)
S$300
S$500
S$1,000
Six-monthly medical examination (Pregnancy and Syphilis test only)
  • Up to 2 times for a 14 months policy
  • Up to 4 times for a 26 months policy
Letter of guarantee of S$7,000 to the Philippine Overseas Labour Office
Top up hospitalisation & surgical expenses per year (choose from an increased cover of S$5,000 to S$25,000)
Daily hospital allowance (up to S$10 per day, maximum 30 days)
Home contents cover
S$3,000
S$4,000
S$5,000

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Cashless Outpatient medical expenses

We’re the only insurer to cover your maid’s outpatient medical expenses, if she falls sick and needs to see a doctor. We provide cashless cover above the excess of S$10 and up to of S$30 per visit across our network of clinics.

Six-monthly medical examination

MOM requires domestic helpers to undergo a mandatory six-monthly medical examination. Save up to 50% by opting for this benefit which includes up to 4 tests for pregnancy and syphilis.

Letter of Guarantee to the Philippine Overseas Labour Office

We will issue a Letter of Guarantee to the Philippine Overseas Labour Office on your behalf. In case the security bond is called, you do not need to pay the bond amount. We will pay it for you.

Top up hospitalisation & surgical expenses

Secure yourself against additional hospitalisation expenses for your maid or helper, worldwide.

Daily hospital allowance

We will pay a daily hospital allowance for up to 30 days in case your maid or helper gets hospitalised because of an injury or illness.

Home contents cover

Get your home contents protected from theft by your maid, fire and burglary.

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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