Travel insurance with Pre-Existing Medical Conditions cover

Why choose Travel insurance that covers Pre-existing Medical Conditions?

A pre-existing medical condition (pre-ex) refers to a medical condition that you were aware of (or should reasonably be aware of), or that you received medical advice, treatment, diagnosis or prescription drugs up to 12 months before the start of your trip. Examples of common pre-existing medical conditions include asthma, diabetes, allergy and high blood pressure.

If you choose this cover, we will reimburse you for a claim that directly arises out of a pre-existing medical condition suffered by you, a family member travelling with you, or your travel companion (where applicable).

To purchase FWD Pre-existing Medical Conditions cover, start with getting a Travel insurance quote.

FWD Travel insurance that covers Pre-existing Medical Conditions

Affordable age-banded coverage

Someone in your travelling group has a pre-existing medical condition? You only need to get this cover for the traveller that needs it and pay the premium based on their age.

Zero excess for outpatient medical expenses

There will be no surprises - we will not charge you any excess for outpatient medical expenses due to pre-existing conditions.

Coverage for trip cancellation

We're one of the few insurers to offer up to S$15,000 coverage for trip cancellation (50% co-payment applicable) due to pre-existing medical conditions.

Product highlights

Coverage for overseas medical expenses and evacuation

Up to S$150,000 coverage for medical expenses incurred overseas and emergency medical evacuation due to pre-existing medical conditions.

Coverage for trip inconveniences

Up to S$15,000 coverage for benefits such as trip disruption, trip postponement and trip cut short (50% co-payment applicable) due to pre-existing medical conditions.

Automatic policy extension

If you’re medically unfit to travel or confined to a hospital overseas due to a pre-existing condition, we’ll extend your policy period, at no extra cost.

FWD Pre-existing Medical Conditions Cover age-banded pricing

The plans

Premium
Business
First
Trip cancellation and loss of deposit
(50% co-payment)

S$7,500

S$10,000

S$15,000

Trip postponement
(50% co-payment)

S$500

S$1,000

S$1,500

Trip cut short
(50% co-payment)

S$5,000

S$10,000

S$15,000

Trip disruption
(50% co-payment)

S$1,000

S$2,000

S$3,000

Medical expenses incurred overseas

and

Emergency medical evacuation & repatriation

S$50,000

S$100,000

S$150,000

Based on reviews
Based on reviews
Important notes

This page is for general information only. Please refer to the Policy Wording document for more details.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg) or (www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 20 May 2024.