Travel insurance with Pre-Existing Medical Conditions cover

Why choose Travel insurance that covers Pre-existing Medical Conditions?

A pre-existing medical condition (pre-ex) refers to a medical condition or related complication that, before the start of your trip, you were aware of (or should reasonably be aware of), or for which you received medical advice, treatment, diagnosis or prescription drugs up to 12 months before the start of your trip. This also includes any condition for which you had signs or symptoms, even if you had not yet consulted a medical practitioner, or were awaiting medical test results or a diagnosis.

Examples of common pre-existing medical conditions include asthma, diabetes, allergy and high blood pressure.

If you choose this cover, we will reimburse you for a claim that directly arises out of a pre-existing medical condition suffered by you, a family member travelling with you, or your travel companion (where applicable).

To purchase FWD Pre-existing Medical Conditions cover, start with getting a Travel insurance quote.

Affordable age-banded coverage

Someone in your travelling group has a pre-existing medical condition? You only need to get this cover for the traveller that needs it and pay the premium based on their age.

Zero excess for outpatient medical expenses

There will be no surprises - we will not charge you any excess for outpatient medical expenses due to pre-existing conditions.

Coverage for trip cancellation

We're one of the few insurers to offer up to S$15,000 coverage for trip cancellation (50% co-payment applicable) due to pre-existing medical conditions.

Coverage applicable for up to 30 days for single trip policies and up to 45 days per trip for annual policies.