Does your travel insurance cover everything you need?

It’s been 2 years since our travel plans were put to a total halt due to the pandemic. Lucky for our travel-hungry selves, travel restrictions have eased considerably and we are now finally able to travel again.

It’s undeniable that the instability of the COVID-19 situation can feel like a setback at times. Because of this, when we do get to begin our travels, we want to ensure that it’s done right and that it turns out smoothly.

Travel insurance has become even more important in the day we live in, becoming almost a necessity to stay protected especially against COVID-19. Different people have their own needs, types of travel and travel duration. But at the bare minimum, owning a travel plan that protects you for the following would give you that added assurance to enjoy your long-awaited adventures.

1. Protects you from COVID-19 related issues

With the virus being a huge threat to the world right now, it’s only reasonable to be protected against it. We’re familiar with the situation where travel plans must be cancelled or delayed due to the last-minute COVID-19 restriction updates. Being covered by travel insurance that covers such situations helps you cope with your financial losses. Additionally, in the unfortunate case where you do contract COVID-19 overseas, having to care for costly medical expenses in a foreign land should be the least of your concerns. Owning a plan that covers overseas medical costs provides an added assurance and allows you to focus on recovering.

2. Protects your trip

Trip cancellations and delays happen without COVID-19 too, whether it is a travel companion falling ill, a change of plans or any other valid reasons that prevent you from proceeding with your travels. With a travel benefit that covers cancellations or delays that are non-COVID-19 related, you wouldn’t need to be faced with non-refundable costs on top of the disappointment of your trip being disrupted.

3. Protects your belongings

No matter how careful we are with our baggage while travelling, we can’t help it when it inconveniently gets lost or damaged in transit due to some unforeseen reason. On top of baggage, losing our passports, important travel documents or money may occur too. We may never quite replace the value of the items lost, but with travel insurance that reimburses you to get these items replaced, it significantly helps reduce the stress in the situation.

4. Protects yourself

Personal accidents can happen on foreign grounds too, especially as we set out on our travels mostly with the main intention of exploring the world and having fun. Taking extra precautions and ensuring we stay safe may seem like a hassle but it’s a prerequisite for us to enjoy our travels at all. If you suffer from an unexpected illness or injury, and it turns out to even be a life-threatening condition, you would want a travel policy that helps take a load off your worries.

With this in mind, we can’t forget one of the most important things when it comes to insurance – the claims process. Imagine running into issues with your insurance claims on top of falling ill overseas… that is why it is important to also consider a plan that allows easy processing of your claims.

With FWD Travel insurance, enjoy cashless medical outpatient claim at one of the Singapore panel clinics and worldwide emergency assistance via phone call, just one click away.

The comprehensive plan also covers you for all the points we’ve covered so far. With the COVID-19 add-on benefit¹, be financially protected in the event you are diagnosed with COVID-19 before, during or even after your trip. This also includes coverage for medical expenses, trip disruptions or cancellations, and emergency evacuation or repatriation. The add-on benefit also now covers up to 90 days for single trips, protecting you all the way for your long period adventures. Need more protection? For an extra peace of mind, you can also opt for one of FWD’s add-on covers, ranging from sports equipment protector to car rental excess.

Check out the FWD website for ongoing promotions and easily get a quote and be covered for your travels within minutes!

Terms & Conditions apply.

¹ For a travel period of 90 days or less.

This is for general information only and does not constitute financial advice.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact FWD Singapore Pte. Ltd. or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.