DIRECT - FWD Whole Life Insurance

Get covered for life's unforeseen cirumstances.

Why choose DIRECT - FWD Whole Life insurance?

DIRECT - FWD Whole Life insurance is a whole of life policy that covers for death, terminal illness, and total and permanent disability, and offers a Maturity Benefit.

Flexible premium payment term

Choose to pay up to age 70 or 85.

Comprehensive coverage for greater assurance

Stay covered for death, terminal illness and total and permanent disability up to S$200,000.

Optional rider for enhanced coverage

Enhance your financial protection for 30 late-stage critical illnesses with DIRECT-FWD CI Rider.

Product highlights

Death or Terminal Illness (TI) Benefit

A lump sum benefit will be paid if the person insured passes on or is diagnosed with a terminal illness during the policy term.

Total and Permanent Disability (TPD) Benefit

In the event the person insured is diagnosed with a total and permanent disability before age 65, the Death Benefit will be advanced and paid out in one lump sum.

Maturity Benefit

We will pay the Maturity Benefit if the person insured is alive on the policy maturity date.

Surrender Value

You will receive the Surrender Value if you choose to surrender your policy, as long as your premiums are paid-to-date.

Bonuses

You are entitled to a share of non-guaranteed bonuses that grow the Surrender Value of your policy.

Purchase the policy directly from FWD

Purchase your policy directly by making an appointment with our customer service consultants.

Optional benefits for you (Riders)

DIRECT - FWD CI Rider

Receive a lump sum benefit in the event of any of the 30 late-stage critical illness diagnosis.
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Important notes

Terms and conditions apply. You can find the detailed terms and conditions of this plan in the policy contract.

DIRECT – FWD Whole Life is a participating whole of life plan offered by FWD Singapore Pte. Ltd. (Reg. No. 200501737H), which invests part of your premiums into FWD’s participating fund and comprises guaranteed and non-guaranteed benefits. The actual benefits payable will be based on the actual performance of the assets of the participating fund. Past performance is not an indication of future performance.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association of Singapore (GIA)/ Life Insurance Association (LIA) websites (www.gia.org.sg) (www.lia.org.sg) or SDIC websites (www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 1 November 2023.