Be covered for your upcoming trip under the Vaccinated Travel Lane scheme

Our travel plan will continue to protect you before, during and after your overseas trip.

For protection against COVID-19, get our add-on, which covers Single Trip Plans with travel period 30 days or less and offers these benefits:

 Up to 30 days before your trip
Up to S$1,000 in non-refundable costs for trip cancellation due to COVID-19.
During your trip
Up to S$100,000 in COVID-19 medical expenses incurred during/after your trip, additional coverage for trip disruption, and more.
Within 14 days after your trip
S$200/day for up to 14 days for local hospitalisation due to COVID-19.

Refer to our FAQ for more information about our COVID-19 add-on coverage

what's special about our travel insurance?

Convenient payment method NEW!

You can now pay for your policy easily with PayNow, Grabpay or other convenient payment modes that we offer.

Cashless medical claim

With FWD SG app, you can see a doctor online, enjoy cashless medical outpatient claim at our Singapore panel clinics and worldwide emergency assistance by just one click away.

Download now!

180-day advance purchase

Making travel plans in advance? You can purchase our travel insurance up to 180 days before your trip so you’ll be well-prepared ahead of time.

Emergency medical evacuation & repatriation

If you suffer from a life-threatening condition as a result of an unexpected illness or injury that happens while overseas on a trip, we’ll pay you for the transportation required to move you to a medical facility for treatment.

Delayed, theft of or damage to your baggage

Travelling as a family? Up to S$900 for baggage delay and up to S$18,750 for theft of or damage to your personal belongings, including your baggage. With simple and seamless claims submission and processing.


Information is correct as of October 2021

our travel insurance covers just what you need.
no more, no less

plan highlights
premium(max limit)
business(max limit)
first(max limit)
Overseas medical expenses (per adult below 70 years old)
S$200,000
S$500,000
S$1,000,000

Theft of or damage to your personal belongings Note: sub-limit of S$300 per single item for Premium plan and S$500 per single item for Business and First plan

S$3,000
S$5,000
S$7,500
Baggage delay (S$150 for every six hours of delay overseas and S$150 after six hours of delay in Singapore)
S$150
S$600
S$900
Travel delay (S$100 for every six hours of delay overseas and S$100 after six hours of delay in Singapore)
S$300
S$500
S$1,000
Liability for harm or damage you accidentally cause
S$500,000
S$750,000
S$1,000,000
Automatic travel cover extension
7 days
14 days
21 days
Worldwide emergency assistance (maximum reimbursement limit)
24-hour emergency assistance
Emergency medical evacuation & repatriation
Unlimited
Unlimited
Unlimited
Emergency phone charges
S$200
S$300
S$400
Travel disruption (maximum reimbursement limit per person)
Trip cancelled before you leave Singapore
S$7,500
S$10,000
S$15,000
Trip cancelled before you leave Singapore for Family Plans
S$18,750
S$25,000
S$37,500
Trip postponed before you leave Singapore
S$500
S$1,000
S$1,500
Trip cut short after you have left Singapore
S$5,000
S$10,000
S$15,000
Trip cut short after you have left for Family Plans
S$12,500
S$25,000
S$37,500
Trip disruption
S$1,000
S$2,000
S$3,000
Insolvency protection
S$1,000
S$3,000
S$5,000
Automatic policy extension
7 days
14 days
21 days
Travel inconveniences (maximum benefit limit per person)
Baggage delay (S$150 for every six hours of delay overseas and S$150 after six hours of delay in Singapore)
S$150
S$600
S$900
Travel delay (S$100 for every six hours of delay overseas and S$100 after six hours of delay in Singapore)
S$300
S$500
S$1,000
Missed connections (S$100 for every six hours you are stranded)
S$300
S$500
S$500
Trip diversion (S$100 for every six hours you are diverted overseas)
S$500
S$1,000
S$1,500

Loss of passport, travel documents & theft of money Note: sub-limit for theft of money is S$300

S$300
S$600
S$1,000
Payment of rental car excess if you have an accident
S$500
S$1,000
Theft of or damage to your personal belongings (maximum reimbursement limit per person)
Overall limit for individual plans
S$3,000
S$5,000
S$7,500
Sub-limit for 1 laptop/tablet
S$1,000
S$1,000
S$1,000
Sub-limit for 1 mobile phone
S$300
S$500
S$500
Sub-limit for jewellery (in total)
S$300
S$500
S$500
Sub-limit for all other items (per item)
S$300
S$500
S$500
Overall limit for Family Plans
S$7,500
S$12,500
S$18,750
Medical coverage
Medical expenses incurred overseas (maximum reimbursement limit)
Adult below 70 years old
S$200,000
S$500,000
S$1,000,000
Adult 70 years old or older
S$40,000
S$100,000
S$200,000
Dental expenses (caused by Accident) sub-limit
S$2,000
S$5,000
S$5,000
Overall limit for Family Plans
S$500,000
S$1,250,000
S$2,500,000
Child younger than 21 and covered under Family Plans
S$60,000
S$150,000
S$300,000
Mobility aids sub-limit
S$500
S$1,000
Medical expenses after returning to Singapore (maximum reimbursement limit)
Adult below 70 years old
S$6,000
S$15,000
S$30,000
Adult 70 years old or older
S$1,200
S$3,000
S$6,000
Dental expenses (caused by Accident) sub-limit
S$2,000
S$5,000
S$5,000
Overall limit for Family Plans
S$15,000
S$37,500
S$75,000
Child younger than 21 and covered under Family Plans
S$1,800
S$4,500
S$9,000
Mobility aids sub-limit
S$500
S$1,000
Chinese medicine, physiotherapist and chiropractor (maximum reimbursement limit per person)
S$50 per visit
S$300
S$500
S$500
Daily income if hospitalised (maximum benefit limit per person)
S$200 per day if hospitalised overseas
S$5,000
S$8,000
S$10,000

S$100 per day if hospitalised in Singapore Note: daily income amount doubled if hospitalised in intensive care or in quarantine

S$1,000
S$1,200
S$1,500
Other benefits (maximum reimbursement limit per person)
Liability for harm or damage you accidentally cause
S$500,000
S$750,000
S$1,000,000
Fraudulent personal credit card usage
S$300
S$600
S$1,000
Emergency family travel (maximum reimbursement limit per person)
Flying a loved one to your side if you are hospitalised
S$5,000
S$7,500
S$10,000
Flying your child home if you are hospitalised or dead
S$5,000
S$7,500
S$10,000
Flying a loved one to repatriate your remains if you die
S$5,000
S$7,500
S$10,000
Death or permanent disability caused by accident that occurred whilst overseas (benefit limit per person)
Adult below 70 years old
S$200,000
S$300,000
S$400,000
Adult 70 years old or older
S$40,000
S$60,000
S$80,000

Overall limit for Family Plans Note: the benefit amount varies by the severity of the disability suffered

S$500,000
S$750,000
S$1,000,000
Child younger than 21 and covered under Family Plans
S$60,000
S$90,000
S$120,000

Frequently Asked Questions

If I'm diagnosed with COVID-19, is my trip cancellation covered?

Our COVID-19 add-on covers up to S$1,000 for trip cancellation due to COVID-19, up to 30 days before your trip.

Am I covered if I'm diagnosed with COVID-19 but not hospitalised?

Our medical expenses cover applies only for hospitalisation due to COVID-19.

What countries are covered under your COVID-19 add-on?

We cover all countries, including those under Vaccinated Travel Lanes, except countries that Singapore Government advises against travelling to.

enhance your travel insurance coverage with these add-ons

Comprehensive COVID-19 coverage

Our COVID-19 enhanced travel benefit¹ keeps you financially protected in the event you are diagnosed with COVID-19 before, during or after your trip.

This includes coverage for medical expenses, trip disruptions or cancellations, and emergency evacuation or repatriation.

Sports equipment protector

Up to S$2,000 coverage for your sports equipment* being damaged or stolen, including up to S$100 per day rental replacements.
*covers golf clubs, diving gear, skis (boards and poles), snowboards, wakeboards, bicycling and fishing tackle equipment.

Pet care

Get S$50 for every six hours that your return home is delayed to cover additional kennel costs up to S$150.

Home contents cover

Get your home contents protected from fire and theft for up to S$6,000 while you’re away.

Car rental excess

Get your car rental excess covered if you have an accident overseas.

¹For travel period 30 days or less with coverage up to S$100,000.

Ready to embark on your trip?

know more and make better choices - find useful tips and ideas on our blog!

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This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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