Why choose FWD Big 3 Critical Illness insurance?

Receive 100% sum insured or total premiums paid (whichever is higher) for all stages of cancer, late-stage heart attack or late-stage stroke, which make up 90% of all critical illness claims¹.


You will receive 100% lump sum cash payout with full flexibility to use it for your treatment or other commitments.

Buy online with no
medical examination

Get your coverage with ease by answering a simple health declaration² .

Bridge your
critical illness protection gap

Address the protection gap in your existing critical illness coverage with up to S$200,000 in coverage from Big 3 Critical Illness insurance.
Check your price

Product highlights

Renewable coverage up to age 85

Have the option to renew your coverage yearly up to age 85.

Flexibility to enhance your coverage

Option to add on heart and neurological disorders benefit to enhance your protection.

Exclusive FWD HealthFirst Programme

Enjoy free teleconsultation services and get access to over 600 MHC GP, dental and specialist clinics at preferred rates with FWD HealthFirst.³ Plus, your loved ones can also enjoy these benefits. Learn more about FWD HealthFirst.

Optional benefits for you

Heart & Neurological Disorder Benefit

Receive lump sum payout upon diagnosis of any covered heart or neurological disorder.

How it works

Choosing critical illness insurance does not have to be confusing, find out how FWD Big 3 Critical Illness insurance works.
What happens in the event of an early stage cancer diagnosis?
Tim made an early-stage cancer claim and received 100% payout of his sum insured.
Kim made a claim for heart disorder and received a full payout with her FWD Heart & Neurological Disorder Benefit.

From the people who matter most

Based on reviews
Customers rate FWD 'Excellent' on TrustpilotCustomers rate FWD 'Excellent' on Trustpilot

From the people who matter most

Based on reviews
Lady making an insurance claim easily using mobile app

Claims made easy

We keep things simple when the going gets tough.

Step 1

Download the FWD SG App
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Step 2

Submit your claims within minutes with the FWD SG App

Step 3

Our dedicated claims assessor will get in touch with you to support you every step of the way
Important notes

¹ Source: Gen Re Dread Disease Survey (2015 – 2019), published in 2022. Figure rounded to the nearest whole number.

² Provided that you are in the pink of health. All insurance applications are subject to company’s underwriting and acceptance.

³ Terms and conditions apply. FWD HealthFirst is an additional benefit provided by FWD and is not a product benefit in the Policy Contract. FWD reserves the right to update the terms of FWD HealthFirst at any time.

⁴ For a 30 year-old non-smoking male.

Premiums are rounded up to the nearest dollar.

This page is for general information only and all information presented is for illustrative purposes. Please refer to the detailed terms and conditions of this plan in the policy contract.

Buying life insurance policy is a long term commitment. You may wish to seek advice from a financial adviser representative before making a commitment to purchase the policy. In the event that you choose not to seek advice from a financial adviser representative, you should consider whether the policy is suitable for your needs. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. Switching from an existing policy to a new one may have potential disadvantages.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.