Why choose FWD Term Life Plus insurance?

Receive up to S$1.5 million coverage via hassle-free application online.

Buy and manage your policies online

Get coverage online in minutes from home or on-the-go. Access policy documents, review coverage, pay premiums, and file claims anytime, 24/7.

No medical examination needed if you are in the pink of health

Get your term life insurance coverage quickly and easily.

Premiums starting at just S$3/month¹

Prioritise your family's future and get affordable coverage from as low as S$3/month¹.
Get a quotation

Product highlights

Flexible coverage

Tailor your coverage according to your needs and goals, and get covered up to S$1.5 million.

Protection for your loved one

Your spouse is eligible for a complimentary insurance policy of up to S$250,000 without any underwriting for one year in the event of your death or terminal illness.

Exclusive FWD HealthFirst Programme

Enjoy free teleconsultation services and get access to over 600 MHC GP, dental and specialist clinics at preferred rates with FWD HealthFirst.* Plus, your loved ones can also enjoy these benefits. Learn more about FWD HealthFirst.

Optional benefits for you

Total and Permanent Disability Benefit

Receive lump sum payout in the event that you suffer from a total and permanent disability. Total and permanent disability refers to the person insured experiencing one or both of the following before their 65th birthday because of accident or sickness: -

Critical illnesses

Receive lump sum payout upon diagnosis of any covered critical illness.

Premium Waiver Benefit

Continue your coverage without paying future premiums if you become totally and permanently disabled or upon diagnosis of critical illness.

How it works

FWD Term Life insurance provides 100% lump sum cash payout in the event of death or terminal illness, so that your family can continue to be taken care of. Find out how it works.

DIRECT Term Life insurance

Looking for an alternative plan? Opt for a reduced cover of up to S$400,000.

From the people who matter most

Based on reviews
Customers rate FWD 'Excellent' on TrustpilotCustomers rate FWD 'Excellent' on Trustpilot

From the people who matter most

Based on reviews
Lady making an insurance claim easily using mobile app

Claims made easy

We keep things simple when the going gets tough.

Step 1

Download the FWD SG App

Step 2

Submit your claims within minutes with the FWD SG App

Step 3

Our dedicated claims assessor will get in touch with you to support you every step of the way
Important notes

* Terms and conditions apply. FWD HealthFirst is an additional benefit provided by FWD and is not a product benefit in the Policy Contract. FWD reserves the right to update the terms of FWD HealthFirst at any time.

¹ A Female, Non-smoker, aged 18 with sum insured of S$100k for a yearly renewable term.

This page is for general information only. You can find the detailed terms and conditions of this plan in the policy wording.

Buying life insurance policy is a long term commitment. You may wish to seek advice from a financial adviser before making a commitment to purchase the policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the policy is suitable for your needs. Switching from an existing policy to a new one may have potential disadvantages.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.